Basic 401K question. At 200 base, how much should I contribute to max out Deloitte contribution?

Has everyone really lost faith in LTC? It seems that nobody is talking about it, and it’s not on anyone’s top holdings list (on FB) 🧐

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

I have been in Product Management even before the term Product Management was so prevalent. I have initiated ideas for new products to align with company strategy and goals, designed and managed the development of the products, and enabled delivery of product to the market. Since most of these are B2B products, delivery would include a phased-production rollout to those customers, based on their roles, locations etc. I have developed both software and data products in the healthcare and social

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Sharks, I recently joined Fractal Bangalore, my hometown is hyderabad.
Can I claim relocation benefits, if yes any tips or tricks to use most out of it.
Thanks in advance

When leaving a firm on your own terms, what needs to be done? For example, what to do with 401k? File transfers? etc.

Hello fishes, can we buy land/plot to save long term capital gain tax?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Hi Fishes,

Does anyone have worked at Vivid Economics or know about the company? There's very limited information/reviews about it. I was wondering if anyone could give me some insights, eg. the culture, people, the benefits, etc. Much appreciated!

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Any advise on the best credit cards to use after consulting? Not sure if the travel credit cards are still the best value with the reduced travel.

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

Was there ever a time you wanted to give up being a real estate agent?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

When do we get laptop from ibm? Before joining or post joining?

If money was not a criteria, what job would you do?

I think everyone will agree with this that in last 1-2 years we have seen a tremendous change in Indian IT industry and tremendous growth in Salaries and negotiations. Can someone explain me the factors that are triggering it even when the world markets are in huge correction phase and we are also seeing layoffs and revoked offers.

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

How much would you charge for building a design system for an enterprise, already having web and mobile apps? What would be a fair price?

Hi Fishes,

I got offer from legato and Altimatirk. Can you please help me decide which is better wrt to career growth, work life balance and hike perspective.
Skill: java Microservices

I am a contractor at legato. Manager says he cannot proceed with full time conversion of my role as their is a hold on hiring at legato due to upcoming recession. Is he saying correct? Or there some other reason. Should I wait for sometime or start looking new opportunities taking it as no.

Please help me in choosing which one to join for 5 yrs mainframe exp guy in terms of job security and WLB -
Current location Noida
NTT data - 15LPA noida (band 8)
TCS - 13 LPA kolkata (IT analyst band c)
Legato - 16 LPA Banglore (SSE)
Wipro - 14.5 LPA noisa (SSE)

please suggest!!!!!

Happy fly day. Did you work out this morning?

I’m a Junior accountant, recent MBA grad in Finance, located in NYC, just got laid off due to a merger. Anybody hiring or know any opening positions?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

What’s the mortgage rates you guys are getting?

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

How do you start searching for mortgage loans and what do you look into lender

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Mutual funds you have your eye on right now?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

How do you earn $500k and still feel average?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...