Being quoted 9% for an investment property mortgage, does that sound accurate to everyone? Really thought it’d be closer to 7-8%

What’s the best way to finance a remodel? Probably need about $40k on top of what I haves saved. HELOC? I’m not really sure where to start researching.

Personal finance book recommendations?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Guys ..
When will final settlement take place? What will be the components of it?

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Anyone hitting freehold tonight? Low key would like to link with folks on here because Me and my girl just got attacked by realtors last week lol

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

In your opinion which is the best target fund to choose in IRA Roth?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Anyone interesting consulting openings in Europe? Preferably healthcare/life science field.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Which is best company Among following to join after 6.5 year of experience considering wlb and culture

TIAA
Wipro
Predikly
Infostretch

Thanks in advance

I have a question. I work as an assistant manager been a manager for a while worked for the company for 6 years. I know crew gets paid a dollar less than me yet a do a lot ( its part of my job ) I asked for a raise I was told wait 3 months. Waited I asked again was told I needed to do this this and that. I feel like I'm under paid, but I love my job and crew.

“I get such a rush when I’m eating a taco."

Need referral for Qa Manager profile. Having 16+ years of exp

Hi All - I’m at a firm that has some infrequent in-house training but not enough to help me develop skills to eventually become a trial lawyer. I know cases rarely make it to trial anymore, but I’d like to develop my skills as much as possible to position myself well when they do. Does anyone have any mock trial programs they’ve participated in outside of their firms that they would recommend?

Business analytics or Data analytics ?
Who are payed more ?
They both seem to have the same tech stack
Excel - sql - python/r - tableau/powerbi

What are Google Canada email addresses?

Is cheaper to book flights at the airport, online, or over the phone? Looking to book a flight was a 3-weeks out date

I’m on the consulting side (FDD) and I’m curious if there are PE firms with good WLB. I’m happy with my pay, growth, and hours. PE interests me but I don’t understand why anyone would want to consistently work 65+ hours a week every week. What’s the appeal? Making double the pay? What’s the exit plan?

How much are you contributing to your 401k?

How is job security in PwC India?

Best restaurant you’ve been to in Charlotte? Looking for an experience!

I've been living here for a while but still haven't been out to Lake Norman. Would you recommend? All insider tips are welcome lol

Just moved to Charlotte, I notice a lot of women wearing pointed shoes and having nice bags. Is that the norm?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Alright I gotta say it.. charlottes gym scene is terrible. Where do people go to workout?

🌟What's Happening in Charlotte?🌟
Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

Is anyone interested in taking over the lease for a top floor 3 bed 2 bath, 1500 SQ ft apartment in a newly built complex in Plaza Midwood? The lease runs through Sept 2023. It's one of the nicest complexes in the city, has close proximity to Uptown, and has excellent amenities (e.g. CrossFit style gym, two pools, dog park, on site complimentary cafe, etc.). My unit has an ideal layout for work from home and a huge patio.

Edit: $3,196/mo including valet trash pickup ($35) and pest control ($4)

🌟What's happening Wednesday🌟
What's going on in Charlotte? Let's use this thread to share events, concerts, holiday festivities, and other fun things happening in the city this weekend!

This is my first holiday season in Charlotte, is the tree lighting festival worth attending? Does anyone know what to expect?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Where is everyone watching the Panthers taking on the Broncos today?

Does anyone here work for any public accounting firms in the Charlotte area with a decent work life balance? I am looking to go somewhere where I can focus on a few clients for longer periods of time rather than constantly bouncing around. I find it much less stressful to put in longer hours if it's a client that I have been scheduled on long term.

Looking for professionals who have public accounting/external audit experience who are looking for a career change. I have a Firm funded round(s) of golf (or coffee/drinks for non-golfers) to share more insight on a career at Siegfried. DM me if you’re interested!

How do people make friends here? I have the ones i grew up with and a couple I made in the last couple of years (neighbors/through mutual friends) but I generally find that people here just stick with their social circles

Is anyone familiar with the office culture at McKinsey in CLT? Interested in learning more

Long shot but is anyone collecting the Panini Qatar World Cup 2022 stickers. Looking to trade some…

Any recommendations for a barber who's good at styling long beards?

Technology implementation manager in Big Four looking to transition to the banks. Anyone know of a role that they can refer me to?

What are some of the pay ranges to expect in CLT as a business project manager?