Best HYSA - see link for rates. Marcus, Ally, Discover, and CapOne are popular recommendations. All around 1% or will be. Note unless you have an incredible amount of cash a few tenths of a percent is not a material difference and not worth switching accounts. Consider if you already have an account (mortgage, cc, checking, etc) with the bank as it might simplify your life to have fewer logins and instant transfers. This site also has a list of current bank bonuses and credit card bonuses.
https://www.doctorofcredit.com/high-interest-savings-to-get/

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

26M here looking into a micro-buyout opportunity in the Digital Asset Management SaaS space (library document management).

The buyout is projecting 8.9x cash on cash returns and IRR of ~53%. Entry valuation $5M (3.2x ARR), expected exit valuation $24.8M (5x ARR). Currently 38% ebitda margin, forecasted 55% in exit year - 5 year holding period

The minimum is $50k. Is it dumb to spin up an SPV with a few friends to invest in this? I know the GP of the acquiring firm.

Not a homeowner - but looking to buy in 2-3 years. I feel like I'm saving well, but could save more pre-tax with my 401k.

Can I reasonably access 401k funds to buy a house, or should I keep just putting 10% to 401k and investing post tax money to save up a down payment?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

I am selling a huge portion of my stocks this week to purchase a property. Mostly selling off the stocks which are over an year and with good profit.. however, there are few stocks (less than a year old ) which I think not doing so well and I am planning to sell on a loss. How can I use this to my advantage on my tax benefits?

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

Looking for referrals for a Technical Sales Executive position that is Remote (USA), possibly in the industrial sector. Last year I made $109k at AT&T so I'm hoping to at least stay in the same ball park but want a change. I have lots of experience selling IT/telecom, but I also have a Mechanical Engineering background so I'm a good fit for a wide range of technical sales. I have been thinking a role in the industrial sector with a longer sales cycle may be a good fit, can travel up to 25%

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Anyone faced this? Otherwise i needto travel to office currently i am in my hometown.

I joined cg 2 week back, laptop delivered last week and working fine. today morning showing incorrect pin when tried login in bitlocker, i casually long press the Powerbutton after that any screen not coming up only keyboard and power led blinking

Please suggest anything, i want to avoid going to office

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

I join tcs by changing my profile and my previous exp was in 5 yr pre-sales.
I am giving my best in work but still escalations are raised against me by client.
My husband is also in tcs he is moving to onsite in Jan and my travel is also planned mid next year.
I am giving 12hour daily in my job to adjust in new profile. And affecting my health now.
Shall I quit the job and move with my husband with on dependant visa? Or i shall continue to get pressurized and wait for my onsite?
Plz suggest.

Whats really happening ? Companies are running away as soon as they hear visa sponsorship....😞

I have a friend interested in a Real estate Client Associate role at Chase. May I ask what the salary range is for this role in the SF Bay Area?

Hi fishes,
What is the Average annual hike in amex?

Anyone know why AlixPartners is the only firm that doesn’t seem to have any active job postings for M&A or restructuring, while all the other firms out there are hiring like crazy?

Affordable places near LA/in CA to learn to snowboard?

35M. Friend zoned after one date. What am I doing wrong? I met her at a baby shower. We talked/text regular for about a month or so because I was traveling for work. Finally went on a date about two weeks ago, a week after I told her I like her and said she never thought about us being romantic. Today I got the official friend zoned text.

Hi all, I’m currently a solution architect with 1yoe and two bachelors degrees. I also hold two cloud certifications and make 60k a year. This seems very low considering what I’ve seen for average SA salaries for those who hold the AWS SAA certification. Was hoping for some insight on this and if I should seek more compensation. Thanks!

INSEAD or LBS?
(For reference the 1 year saved at INSEAD isn’t a big deal for me)

Difference between iCore Dop and ideas cloud transformation?

Now that it’s officially peach season. Best peach things (fresh peaches, peach drinks, etc.) and where to find them in ATL?

In NIQ - Performance AIP(Variable pay) is for every year or just year where you got offer ?

If it's for every year, On which factor AIP amount will change every year and how much %

I am contemplating a new offer for Validation Lead role (non- managerial) at a Big pharma, with 4 years experience -post masters degree. Suggestions on what the compensation should look like ?

Any insights on bonus & hike ? By considering recession/inflation.

Anyone ever heard of Credigy?

Currently a consultant, I have an offer for a trading job that will lead me to x5 times the disposable income I currently have. I am worried about career progression. Should I pivot for the money?

Today the cash register broke down while a customer was waiting with 4 pallets of Monster. He yelled at me.

I feel I’m being underpaid in today’s market (mid- to large-size city) compared to the job I’m doing.

I’m a Lead Account Manager (F) who manages a team of 3, developing digital marketing strategies for healthcare clients. I manage 30+ clients on my own while contributing to the leadership team to drive the company forward.

I make $74k/year. For those in similar positions (Senior Account Manager? Account Manager Director?), can you share your salary to see if I’m being paid fairly?

Turnips at 193! Not the highest, but stop by and say hello.

73K57

I joined Amdocs in Smartops unit recently and I am not happy with the work I am getting, its production support. What to do now?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

I can’t stop feeling so behind all the time. It seems like every one of my peers doesn’t have to worry about student loans, car insurance (paid by their parents still) etc. I keep thinking about how if I didn’t have all these bills I’d maybe have some savings that I could be proud of. Currently A2 making 65K in HOL and I feel like I’ll never be able to save up for a down payment or wedding or anything. Just feeling discouraged.

Want to buy a house in bay area? Is this a good time? Thoughts?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

Hello folks, so I’ve been trying to DCA twice a month. Every time I do we seem to hit a large drop right after. Does anyone have a strategy to mitigate this or do you just set a day per month to do it and not look back?

Recommendations for a Roth IRA?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

How to invest in commodities (e.g. wheat)?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

What are things to know about buying and operating a laundromat?

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?