Best investment funds in payflex hsa? Target retirement ~30 years. They have target age funds but prefer a good index fund if anyone has experience with pay flex.

Do I let the JWN $14.5 puts I sold get assigned to me today or buy back and sell puts again for next week?🤔🤔🤔

Guess it's a trade off between capping gains for less risk...

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

Well, its a good thing I sold ARKF when it was $55 last year

Thoughts on states taxing student loan forgiveness as income ? I admit I don’t know much about tax law but I feel like it shouldn’t be considered income unless they’re sending out checks to everyone. 10k off the balance of my loan shouldn’t be considered income.

Bought an apt in Staten Island; I qualify for a cap gain tax exclusion of $250k if I sell by Nov (5yr mark). Was gonna list in Apr but given shutdown of RE, wondering if tax rules will be eased..

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Mt Gox bitcoin liquidation: Influencer hype or actual likely source of downward price pressure in the next month?

Tesla is insanely overvalued. Look where it stacks up in revenue generation across the auto industry.

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Any REIT ETFs that people like?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

How does the housing market work exactly, like, what determines whether prices go up or down?

Hey Guys, Likes Please to activate DM

Where do you like to go in person clothes shopping? Which stores? (I.e., ponce, Atlantic station, Lenox, etc.)

Simultaneously leading a Logfire and an EBS WMS project. Pray for me.

I have Product Manager interviews starting next week at Google. Does anyone have tips they’d be willing to share? I interview well, I’ve done some prep, and I know the field, but I still have a bit of imposter syndrome and overall nervousness nipping at my edges.

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

Hi Fishes,

I am an IT professional with 12+ yes of experience and actively looking for job opportunities. Technology stack would be .NET + Scrum. I have been performing multiple roles currently and ready to take up higher responsibilities along with individual development. Kindly let me know if I can contribute my efforts in growth opportunities in your organization. Please contact me asap for any open position.

Thanks.

Regards,
Farhan

What are some Entry Level jobs at AWS in Project Management/Implementation Consulting?

How Much Increment can one expect when getting promoted from ITA to Assistant Consultant in TCS ?
Also how many years do we need to stay in ITA role to be eligible for Assistant Consultant Position ?

Hi folks,

Can you please suggest me one best wireless airpods?

How to avail leaves in notice period last working day is 9th January, best time to use them without letting anyone know

Hello everyone! It’s fun Friday here and I am looking for inspiration from you. I am looking for ideas that I can use in E commerce, I have a branding, growth and packaging expert on board and I am looking to sell something online. Any ideas ? Something desi with an international twist. What’s your favorite desi product you wished existed here ?

What are the chances of Onshore transfer from IQVIA Consulting Services India office to Canada? I also hold a PR to Canada! Will that help I want to apply at IQVIA Canada?

Anything fun going on tonight? I have friends in town I’d love to take them salsa dancing / to see live music. Latin dancing / music preferred but open to anything 💃

Let's go Steelers

i think we have finally squeezed out all the happy-go-lucky advertisers from this bowl and digitally transformed it into a consultant and lawyer cesspool... mission accomplished

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I am 22 and a few months into my first job and so far, I have only started investing in Roth IRAs, 401k, and certificates of deposits… I am trying to take steps to get into passive income (stocks, bonds, etc.) but, I am not sure of the best way to start… Any advice on investing for beginners?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Are we on recession? My portfolio is super down - low cost ETF investor here

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Do you count your car as part of your NW on Mint/other trackers?

Do you DCA or lump your December & April bonus into ETFs?