Best simple guide no BS things to do to maximize children’s accounts 529s/IRAs etc.?

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

Hello folks, can someone please tell me about the laptop policy in JPMC... I heard they ask you to connect to remote desktop via your personal machine

Would you go agency side as a CD at $200k or in-house at FAANG as an AD at $190k+bonus+$125k in RSUs? 🤔

Is it okay to trim your chest hair?

Note: Not the entire chest, just the hair visible in case your top 2 buttons are open/or the hair which is above your vest area.

Hello fishes,

I was interviewed at Accenture and have cleared all the rounds. Got a call from HR asking me for the details and expected CTC. I also uploaded all the documents as advised. I could still see the status in Documents upload for past 1 month. Could someone help on this.

Hello Fishers,

After how many days EY GDS releases the offer letter.. I have submitted the candidature form and had HR discussion..

Does that means I am selected?

Thanks.

How long does it take for Infosys limited to allocate project to new joiners

Hi All,

I had an offer from CGI for 14lpa two months ago. I rejected it as I received an offer from a product based company for 19lpa+5L stocks. Now I am not able to handle the pressure in this Product company and want to go back to CGI. Can I apply to CGI again? Will they take me? Is there any duration to apply again. Please help.

Yoe - 4.
Tech - Azure, Terraform.

Hi All,
I am joining EY GDS next month. I have heard a lot about hectic work hours in EY and no work life balance. Is it true? If yes, how many hrs working should we expect in a day to be mentally prepared.

Any HSP's here (Highly sensitive people), How you people cope with everyday. I know how much diffculty to face everyday. let's share our thoughts and build a community.

Hi Folks,

I want to move into Deloitte Newzealand, applied a job opportunity through career portal, currently associated with Deloitte India.

Is internal transfer possible?

Right-wing Republican moving family from deep blue progressive city. Looking for excellent schools, low property taxes. reasonable housing prices, and a high percentage of Republican voters. Any suburb recommendations?

Which platform is more valuable to pursue expertise in, AWS or Azure?

Still in a pandemic. Hiring freezes are still in place. Seeing a lot of local businesses go under. Do you think things will turn around in September or get worse? Do you think there will be more layoffs or terms “due to performance” and more businesses lost?

How does catalyst partner hire at PWC works? are they same as partners direct admits or internally promoted? is it worth leaving another big-4 equity partner role to join pwc as a catalyst hire ?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Have 20k, what’s a good small business to start with this fund? Serious question here

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Anyone here working in the NYC area? Wondering how you manage to save and buy for a house with such a high cost of living in the city and the suburbs around it. How did you do it? And areas that you would recommend looking at. I’m currently 24. Maxing out all retirement accounts, debt free and have 6 months emergency fund. Looking for areas to buy a house in the future, but getting discouraged with these crazy prices

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What’s your FIRE target age (where you no longer maintain a salary job)?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How much have you saved from refinancing your student loan?