Best simple IRA eligible fund with no minimum initial investment requirement? I’m early 20s so want something long-term, obviously

like
Posting as :
works at
You are currently posting as works at

FXAIX

Related Posts

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

like

Are you considering selling a property? If so, what’s holding you back?

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

like

Is direct lending/private credit technically buy side?

like

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

like

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

like

Have 2k to get in on alts. Already have a ton of ETH, BTC and Link. What would you buy today?

like

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

like

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

likefunny

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

like

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

like

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

like

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

like

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

What will be the inhand for this with proper taxation?

P.s: want to compare with another but fishbowl don't allow to add 2 images
I just shared that too a while ago.

Please help i think the gratuity is extra

Post Photo
like

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

like

More Posts

How did we do!?

Post Photo
like

Is there any industry recognition for poc creatives the way adage and others recognize creatives?

like

is that Verizon the same Verizon that throttled firefighter data during the California fires??

likehelpful

Ok, I’m gonna say this. Schools should open. Now hear me out. My wife is a family doctor, she is working insane hours, she is treating covid patients, and there is a lot of days when she has to stay at the hospital without coming home. My neighbour works in a local grocery store, so he has been at work since the Day 1 of lockdown. So if you need medical help, or want to eat, it’s ok for those people to be at work, but their kids have to stay home? Cont’d >>

like

Who has the best tax technology? I have only worked at EY and so my exposure is limited and trying to gage where we are at

like

Subject matter expert with my CPA. I’m completely fed up with the compliance aspect of public accounting Tax but don’t mind the technical side. Does it make sense to become an attorney to get out of compliance work and still do something related to specialty tax?
Or do I just go the college professor route? Wouldn’t mind working @ BNA or something like that either but I’m seriously fed up with everything about tax compliance and can’t keep doing this

like

Experienced tax professionals - If you have any interest in switching to Deloitte, the deadline for the enhanced bonus is ending soon. Happy to kick back some of the bonus for any successful hires. Golf season is underway and a nice Scotty Cameron & Vokey wedges are a real joy. Hit me up with a DM if it might be a good fit for you.

likesmart

I’d like to transition from consulting and corporate strategy/dev to sales and business development…

Selling was a part of my experience thus far but I don’t have formal sales credentials.

How do I find out which part (SDR,BDR, etc.) I’d be best at?

A+ Network, interpersonal relationship building is my best skill, 5y consulting experience, NYC.

Advice appreciated. Ping me if you could use someone like me on your team.

like

I’m getting ready for my first telephonic Case Management Conference as a first year associate. I’ve never been “in front” of a judge before. I received some training and I look forward to the experience, but I’m a little nervous about having to speak in front of the judge. I know the case, but I’m afraid I’ll freeze and make a fool of myself. Any advice re: court calls, courtroom etiquette, or stories about your first times in front of judges?

like

Anyone have Producer friends / contacts at Pandora? Looking for an in. 🙌🏻

Hi! I'm technically an AD but have found myself working in so many production roles as my work and really digging it all. I would love to talk to someone about all this production. Anyone down to chat about the production life?

like

Most of my family members think all I do is write addresses on boxes and toss them in the mail. Is there anyone else who has this problem? It feels like people think of logistics as unskilled labor

like

Got a mail from pwc asking to specify if I have personal laptop as official laptop delivery will be delayed.
What if I don’t have a personal laptop?
How does pwc handle this situation?

like

I left brillio last month on 14 sep but I dint got my salary for the days I worked in sep please anybody know that possibly why I dint got salary or will I be getting it with fnf if yes then when did should i expect to get fnf?

Hello,

My friend joined RBS with 18 LPA (1,80,000 is the retirement funding) rest comes in basic & benefit funding. What will be the monthly in hand amount?

Steve Wozniak isn't afraid to critique Apple devices, and said he couldn't tell the difference between the newly released iPhone 13 and its predecessor, the iPhone 12.

like

Hi Fishes,
Has anyone switched from INFOSYS to TCS

like

Happy Monday fishes

Post Photo
funnylike

Anyone else hear about PwC’s M&A tax reorganization?

like

Anyone doing any investing in Charleston, SC

like

Additional Posts in Personal Investment Chatter

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

like

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

like

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

like

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

like

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

like

Better to Airbnb out a rental or find a 12month lease tenant?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

like

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

like

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

like

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

like

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

like

How much do you keep in the bank vs brokerage?

like

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

like

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

like

my s.o. and i have a total salary of 210k and we’re 28/25 respectively. her parents ordered a tesla y for 70k and paid off 45k so far. we live in chicago and they are in iowa so they figured it’ll be better use for us to have the car. we’ll pay off the current loan and pay them back the amount they paid throughout the next 8 years interest free. is this even a good deal for us or are we able to get too much car for our age?

likeuplifting

I just got promoted (yay) and am now over the income cap for a Roth IRA. Can I still contribute the max amount this calendar year? When does that cap limit actually take place? Thanks!

like

The 19.5k limit for 401k self contributions, is that based on pre tax (traditional) or post tax (Roth)?

like

What stocks are you betting on for 2018?

like

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

likeuplifting

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal