Buying a house in Irvine. What’s contractors do you recommend? The house we are buying needs work in terms of kitchen and bathroom upgrades.

Looking for used car within $5k in New Jersey/New York. Preferably from the owner directly. Any suggestions?

Anyone buying calls today ahead of JPow likely printing more money again tmrw at 9 EST?

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

What do you guys think would classify as a good savings amount by the age of 30?

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Cliche Question: I have 10k in cash ready to invest. My tolerance for risk is high. Anything valued too low your opinion?

Thoughts on purchasing leads?

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

What’s the best/easiest trading platform? I use Vanguard for my actual long term holdings but it’s not the easiest. I want to open a second account and use it more for active trading on my phone. Looking for something with simple UI. Any tips? Thanks!

What’s some good digital invest account platforms?

Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

Any recs for a comprehensive financial planner?

Not just someone who's like "check out this and that investing vehicle" but rather somebody willing to review cash flow, tax situation, get into the nitty gritty and meet regularly.

from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

Split classes take away joy! We have 6-7 classes at each grade level and they split 1-2 into the remaining 5 so we can have a 5 day schedule. Big classes plus the classroom culture homeroom teachers work so hard to achieve are ruined. Advice? (Plus we are told to "not be negative" by admin.)

Hello All, my joining date needs to be extended by 5 days in JPMC and HR said in call that no revised offer letter based on new joining date will be issued and new joining date confirmation will be somewhat communicated prior to 3 days of onboarding.
However he mentioned he will reply back with a confirmation email on top of the email which I have sent requesting for revised joining date.
Do you see any risk of offer cancellation/revocation here?

Just moved to Boston!!! Figuring out where to live! Looking for a small studio since I am only here during the week.

Advice on taking the SHRM-SCP exam? I’m taking the exam tomorrow and not feeling as prepared as I should. Who has taken the SCP exam? How difficult did you find it?

What are TL benefits in LM?

Looking to create a survey to send out to our customers to get an idea of what kind of content they’d like to see from us. Any suggestions on high-value questions to ask?

Forgot to ask this when we launched, but is the founder paying for the pre-marriage honeymoons?

Looking for a solid receiver to run outdoor speakers, one that has bluetooth and alexa capabilities. Was using zone 2 on main Home theater but it doesnt push out enough power.

Is it possible or even allowed to take a leave of absence to focus on getting the CPA exams done?

Considering leaving the law (senior associate at small litigation firm) and moving into the change management consulting field. Anyone have any change management connections?

I'm about to graduate from uni and have sadly just realised that the creative industries I like aren't going to pay enough, so I want to get into consulting. Ideally in areas like marketing/branding/digital rather than MBB

I have no consulting experience and I have accepted an internship offer at an advertising firm for this summer. What steps would you advise me to take to get into consulting? Also, I get to pick between strategy and accounts for the internship - would either be more useful?

Hey! How long does it take to get promoted from Associate to Consultant in KGS?

I’m in Creative marketing and looking to add some tech skills to my belt. However I don’t know where to start. AI looks interesting and I’ve seen a few people use AI to create art but is there a need for this skill in the company or any other FAANG company?

Selling off MBAMath Account for a Discount!
I have an MBAMath account that's not used and clean that I'm willing to sell it off for a discount ($100). Expires in November 2021. Could be useful for you if you're on the waitlist now or just want to prove your quant skills for an upcoming application season. The name, email address, etc, can be changed in the account. Let me know if you're interested!

If you know your birth time and still doesn’t know how to look up your big three (sun, moon, and rising), comment below!

If the stock market sees a downturn would there be a selloff in crypto b/c income effect or more $ in due to 'safe haven' like gold

Buckle up y’all

Can anyone recommend any good recruiters that focus on the MENA region?

Is there special experience or knowledge you'd need to be effective at a GCD level in Pharma? Or is it like any other account, just different products? I'm considering making the switch from general market advertising.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Any Property Management recs in Seattle area? :(

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?