Buying a house off of my pops for $200k what is the best way to get it financed? Was looking to get it financed for 250k and getting a gift of equity for $50k so my pops will get his 200k payout. And i get the 20% down payment. Would this be the best route? I put about 20k in renovations so the value is up to like $270k-$280k.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

How much is 2k a month for a house payment? What size loan would I be able to get?

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

How do i start investing in stocks? Any tips/sites or apps?

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Fine day for crypto!

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Hi do you interview from time to time just to check what’s your market worth?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Should you use all your sick days?

Are there any remote jobs left out there? I like my job but I’m exhausted from commuting. Interested in customer service and supply chain, 10 years of experience in sales and CS, 1 year in a management role. Looking for $100k minimum

2020 grad M&A/PE Associate in LCOL area thinking about moving to a ECVC/M&A boutique. I generally like the work I do and the people I work with, but I really don’t like the hours and the constant late nights and weekends. Currently on pace for 2250. Boutique I have been eyeing has billable hour requirement of 1500-1600 and comes with a 20-25% paycut. Is this a stupid idea and should I grind it out until I can move in house? Will this ruin my opportunities down the road?

Interviewing for a Senior Brand Manager (SBM) role @KraftHeinz in Chicago. Looking for insight on realistic salary range and variable compensation. Currently an SBM with 6 years experience in brand management and 6 years sales experience. TIA!

The all glass office is cool and chic until you have the worst wedgie of your life

I hate it when people try to bond with me over trauma when their trauma is that they fight a lot with their spouse or they didn’t get the promotion they wanted. How is that staring death in the face??

Anyone received offer from ZS recently?

International tax manager looking to move to industry in Bay Area or remote. JD background. I’ve been seeing that job postings for “managers” in industry ask for 8 years - I have 4. Is this normal? Advice on applying? Also what to expect for comp?

Hi Fishes,

What should be the CTC for Senior Product Analyst Role in Global Risk and Compliance (GRC).

Having Total 9+ Yoe

Hi guys I'm looking for a refferal for Societe Generale's Specialist Software Engineer-Python & Neo4j

Position

How is Novartis Management Consulting Domain? I have got an offer for 20.5L

YOE - 3.5yrs

Anyone got call from Novartis HR team?

I got a call from HR team checking if I wait for another 2-3 weeks. They said it might be might take more time than usual but they definitely want to proceed further with my candidature.

My breakfast consisted of one giant spoonful of Nutella.

Any recommendations for luxury bag shopping in Rome? Stores you loved, tax rebate advice…

Can anyone share their experience working with Tangerine Bank as Senior Manager for operations? Do you salary hikes and bonus yoy?How is the work culture for worklife balance. Job security and growth

Hello Folks!

During work from office days, a representative from third party vendor organization used to visit the Gurgaon office during the Investment Proof Declaration days to help folks with "rent agreements, PAN number and rent slips" (ahem!! ahem!! IYKYK) and we were able to claim tax deductions.

Is it still happening there? Also, does anyone have a contact for them?

Does ZS revoke offer letter? I referred a friend, they got a generous offer as a SDE. But the HR is not responding since past 4 days to any call or email and the joining date is close.

Would really appreciate any suggestions.

TIA

This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Thoughts on Fundrise?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Really want to pivot into CRE. Would anyone be willing to provide a referral to a CRE company?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?