CA NJF: After sending a notice of default letter, which states that the note will be accelerated and the default interest rate will apply, can the default interest rate be used in calculating the reinstatement amount that’s included in the recorded notice of default? I’m concerned with 2924(c) requirements.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Which accounts have you opened for investment? ROTH or traditional? Any benefit over having one or the other? And any preference on where should I open one?

Hi Fishes,
how's the area around Manesar toll plaza. I see there are multiple societies available in that area including emaar palm, vatika, dlf, etc. Just wanted to get an idea on how's the area and how much property appreciation you guys expect in that area for in next 5 years?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

The threat of nuclear bombs flying over cities should crash the real estate market

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

I love that my 401k gets $200 in dividends every quarter

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

Guys ..
When will final settlement take place? What will be the components of it?

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

For tax purposes can I select which "lots" I sell? I'd like to harvest some ST losses to offset some other realized ST gains.

I am new to DI...can someone please tell me is it mandatory to claim telephone and LTA...can't we change it to taxable component ? Because I need more In hand

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Is there any chance to postpone the joining date once the offer letter is released

A good resource to learn more about merchant/B2B retail segmentation through ml/AI. Thanks in advance

What can be the expected salary range in general for 10YOE with frontend tech stack React JS in product based companies? CCTC 52LPA, (including 10% variable+stocks)

What are the differences between digital marketing (paid social and search) and product marketing? thinking I want to pivot to the latter but am not sure what skills are different.

How do you ask someone to be a mentor to you? Ive identified the person I’d like to mentor me but I don’t know how to move the relationship into an active mentoring relationship (we currently have a casual relationship where I check in once in a while)

Does anyone in the UK use Haye Grades and know the salary range for a grade 20?

What are some nice place pg/flat to live near Verizon Titus campus Hyderabad?

Want to work abroad in Dubai or Qatar. I have 5 YOE in Capital Markets Data Analysis in MNC. Any idea how do i proceed. LinkedIn not turning out so helpful for me.

What's a simple way to explain data organization to people who don't use formulas very often? People on my team love creating many tabs instead of adding columns for recording the same type of data...

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Is HSBC or Credit Suisse or for matter of fact, any account in EY is asking EY employees to work from office or to work in hybrid manner. Any account in EY which offers permanent WFH?

Partners! roll call now go...

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

Looking for twitter referral. Anyone can help?

Thanks

Any views on mining machinery?

My LWD is 2nd July 2022 and I got offer letter from TCS in March. Can anyone let me know when will I get the joining letter from TCS?

What happened to the ArentFox title policy limits? Is there an alternative?

Title company just gave me a commitment with 72 B2 exceptions and the first one (after standard) is an unrecorded lease from 1862. Send help.

Anyone feel they’re slow?

Has anyone taken the CA brokers exam? Thinking about taking it as I enter my second year working in real estate.

Pro forma or proforma?

Best in house counsel gig for a real estate attorney? 4 toe

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

What’s a reasonable fee for title/survey review, review of existing lease, preparation of closing docs and effectuating the closing process on a $3M triple-net property? Have a client who was incredulous over our bill; there were no major hiccups in the deal and the title was relatively clean.

Is there a specific law that allows landlords to put a restriction on the number of days am overnight guest can stay? I have been researching for hours and can't find any case law or statue. Help! (In Texas)

I am desperately trying to get an inhouse real estate position at Google, applied so many times and I am qualified, don't know how to get through all the people applying, anyone have thoughts?

Graduating in May and starting at a boutique commercial real estate firm mostly representing lenders. Is there any material I can start reading to help me get up to speed?

Any defenses to put in an answer regarding violation of the IL Residential Real Property Disclosure Act.? Buyer is suing client pro se after discovering mold in the property from a tenant after taking possession. Seller didn’t know but there was a leak issue in the past. Other advice is appreciated.

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Any good books to help get you up to speed on real estate finance matters?

Looking to work at a title company? Do they pay well and how prestigious is it? Are there any that are “better” than others?

I’m about to be representing more borrowers in loan docs. It seems much different than representing the lender where “it is what it is” and bank weighs in if we are going off form. What are the top things to look out for?

Pro se plaintiff, an attorney, filed a complaint alleging mold defects after closing on a property. Client, layperson, may have agreed orally to a settlement amount without proof of damages prior to filing appearance and obtaining an attorney. Client filed appearance pro se, then plaintiff sent over a draft settlement agreement few weeks later which client didn’t sign. Client then got an attorney, filed answer, etc. Can this oral agreement be voided for coercion, indefinite mat’l term, etc?

Looking for a bit of insight on how commission or bonus is structured on flat rate residential real estate at Canadian law firms. I was offered a good base salary and I was asked what type of structure I was looking for. I am uncertain as to what is considered standard or what to look for in terms of bonus/commission structure. Any insight is appreciated!