Can anyone advise me on whether this is a wise idea?

I have two six figure jobs, and no expenses, I am looking at just throwing my money into one rental a month, due to liveable/rentable homes in my area still being under 125.

Looking at this as a long term play in anticipation for getting my MBA, I’ll need living expenses. Has anyone ever acquired a home a month? My after tax income is roughly 20K a month, I live on about 1,500 of that. Assuming 15% down and 3% closing, would it make sense?

do we save 100% on mediclaim premium for our parents in income tax?

Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Any thoughts on buying the PRCH dip? One of the high valuation stocks that got killed the last 6 months; however strong analyst consent that this is a Buy.

I am new to the professional world, but I am confused about where I put my money once I have collected my emergency funds, I do not want to do trading but want to play a long term goal of investing, some good advice please?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

What do you all think of Snowflake's businnes, stock and IPO? It is database business and competition is heating up. Is this something good for / worth investing in? Maybe a long hold for 15 years? it reminds me when Googl went public at $68 / share. What other businesses(business model expansion) can it expand into?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Any advice in terms of investment to save the maximum tax?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

I know that people say it’s all about story, but with a certain gpa/gmat score is there a “floor” that you’re safe on? For example would someone with 4.0/780 (not me) be pretty much assured at least 1 M7? Or is there a reasonable chance that all M7s will reject them? Or is their floor just lower (T15 for example)?

I got admitted to hospital since I was unwell. How can I apply for cashless medical claims as I downloaded one form from general medical insurance plan. Can someone suggest me

IBM delhi giving 10,17,000 and wirpo bangalore giving 950000 .
which to choose for job security .
i heard ibm fires sometime? ? does it right? ? ?

Which are some of the best companies to work in iOS technology?

Hi fishes can some refer me for fraud investigation or compliance

What's it like working with BCG in Dubai? Which service lines have the best people and which should be avoided?

Wanted to check with folks from Accenture here. Can someone explain the job code CN - Strategy - TC - TA - IT Strategy - 07?

I understand it's for capability network. But what do the abbreviations mean? Also is Accenture CN a good place to work?

Stimulants + Caffeine: has anyone been having coffee/tea with stimulants daily for years? Is it safe? Any thoughts?

Is there any way whereby we can search vacancies in projects or we have to accept whatever offered to us?

Who are worse: Altima drivers or Dodge Journey drivers?

Taking the NY bar for the first time. Is it fine to take it from the work laptop because personal laptop seems to be giving up in life! Please guide any pros or cons. Thanks !

Hi fishes,

I hope you are having a great day!

I wanted your inputs on Upgrad PM course from Duke University.
Is it worth it?
Any idea on job placements and value of the certification.
Do we need to get PMP certification or is this enough.

Please help me out.

TIA

Any reviews about HCL UOB Project work, technology stack and wlb in this project? I have an offer from HCL? Need inputs on the wlb and job security in HCL

Merged my account this morning. Quite a sentimental moment to delete my SPG app. Bye bye you purple little guy

Looking to move to NYC! Anyone have a room?

Is it true that there’s a lot of 2-4 year lateraling in January?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Any one knows what’s the easiest way to order a radon test for new construction?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Hi - any good books recommendations for getting started on real estate investing?

Does buyer have to share appraisal with seller? Can seller request it?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated.