Can anyone share guidance on how to invest in Roth IRA for this year, given that I now past the warning limit (single an married)? I maxed out Roth for the past two years, FYI.
My company uses Fidelity for more info.

Also does it make any sense that I'm putting the bare minimum 1% in my traditional employee 401k, but maxing out Roth first? I just don't have the leeway to hit 401k limit to employee match each paycheck, but have some money saved up that I can throw in Roth.

Thank you!

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Hi folks- Anybody has a tax accountant to recommend in Toronto? First year in Canada and could use some help with it. Thanks!

How do I qualify for phone bill reimbursement at KPMG? Do I need to put my work email on my phone?

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Has anybody invested in Yamuna gaur city or planning to do so?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

I’ve been verbally offered a position at a new company, but the recruiter insists on getting a verbal acceptance before sending the offer in writing. This person insists on negotiating salary before sending the paperwork. Generic benefits, RSUs, bonus info have been provided; it’s all unofficial.

This is absurd. Am I missing some “new way” of doing things? Your take?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

What’s the mortgage rates you guys are getting?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

chubb paternal leave policy?

Does j2 background check decline you if they see you’re still employed with j1?

If you were to retire (60/65 yrs old in this case) and were moving to a new house, you just sold your old property and have cash. Would you mortgage the new house or use the cash to buy it? Gracias

Abu Dhabi Turn 1. Hamilton crashes into Max, who returns the favor. Massive fist fight as they exit their cars. Both are disqualified and Bottas is the champion.

What do big product based firms ask in Front end dev interviews? If DS, do we require to prepare DS as thoroughly as a Backend Dev?

Dropped off my kids to school this morning and just felt unsettled. It’s so hard to concentrate on work today.

New to area. Looking to make friends. 34yo male

Best Bluetooth speakers to connect to Echo/ Alexa? Budget <$250

What has better WLB and comp, being a heme onc physician or climbing the ranks of D/SD/VP in R&D or commercial strategy for an oncology line? Not taking into account initial path to get to these positions.

Better reputation in life sciences/pharma: LEK or ZS?

We are still trying to get information out to our colleagues that vesicular rashes or generalized urticaria with mild URI symptoms are a presentation of Coronavirus

Hi, any consultant freelancing in Dubai? How do you go about finding gigs ? LinkedIn? Recruiters? Your personal network?

Anyone here get M promo, did you get market adjustments with merge? If so what was the adjustment?

I'ma be candid - plz fix

Do PE firms give annual COL raises, even in years when inflation is standard/normal?

How’s everyone holding up? For those of us who do 12 step meetings, I for one miss the hugs! We have to work harder now to stay connected as we are isolators by nature. Find time for you 🙏

Hi! I have been telepharmacist for over 10 years and trying to gather more information on what is the current pay range for this position. I want to get a sense if I am underpaid. Unfortunately, not many of my colleagues are willing to share their pay. If anybody here can give some information it will be greatly appreciated. Thank you!

Anyone worked at NIH through a government contractor at NIAID? What’s the quality of life like? The pay?

I’m a pharmacist thinking to transition to the inpatient setting after being in the outpatient setting. Just wondering if the grass is really greener on the other side. I read on Reddit that a lot of hospital pharmacists are getting burnt out and that many hospitals also have a high turn over rate

Any suggests on wording or verbiage for accepting an offer with another company that states it’s too late in the year to be considered for a merit raise the upcoming year also not eligible for a prorated bonus due to being hired late in the year?
Trying to get the salary negotiated higher and looking for a strong email counter offer to send to them

What do you wish you knew before becoming a Pharmacist/Starting Pharmacy school? A new tech asked me this after I agreed to mentor her.

Looking for a producer for helping me to scope a branding (traditional+digital) and digital experience (mainly UI look and feel) project. Will need help with creating timelines as well. Would appreciate hearing from people with experience on these areas.

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

What’s the mortgage rates you guys are getting?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?