Can I keep my IRA contribution in Money Market fund for now instead of buying VTI now which is at peak and is it possible to later buy VTI once it goes down using the money market fund in IRA ?

Thoughts on Jumia stock?

If I have a six year old and 150k in a 529, can I say I’m done?

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Max you would spend on a condo/apartment with about $1.5M NW and 500-750K income? No kids so no fixed costs currently for childcare and school though could see those emerging in the next five years. Otherwise pretty low key lifestyle with maybe a few meals out a week. Interested in hearing both from a purchase price and rent perspective. Thanks!

My Coinbase account doesn’t let me buy more than $700 transaction using my bank card/credit card. I uploaded my ID as well. How can I increase my limit? I opened my account 3 days ago

I quit my job and am going back to home country. What is the fastest way to transfer $100k from the US to a country in Asia?

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

At what investment size should you typically start using fee only financial advisors?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Found this awesome cheap 2-bed place for $190k in an area I really like. Issue is that I have car loan, school loan, and costly car insurance. Also, going to B-School next year (Fall 2021). Also...

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

How much discretionary cash do you keep around?

Left on vacation with the boyfriend, 1 hour into the drive realized I forgot my Switch at home 🤦🏼‍♀️ Effectively adding 2 hours to our trip to go back for it, hope this dumb sea otter event doesn’t lead to me getting dumped on vacay 🙃

I need 11 likes to unlock DM. Please help.

I quit today :)

Good sushi place recommendations? Looking for Omakase for $100-200 pp

Any pgs, flats nearby opentext bangalore office??(near intermediate ring road)

A salary sheet for IFS folks. Please add your IFS team, level, and comp details here. Ours looks different than the regular PwC sheet since no one knows all the various teams that could be in IFS..

What could be the salary range for lead assistant manager for 8.4 yrs yoe in EXL

Need Suggestion.

I am the only developer in my team and my manager has assigned me a project in which I need to create a tool from scratch although that is currently running in production build by third party and we don't have access to that code.

I am on notice period and I am 100% sure that project won't be completed before my LWD.

What should I do, I asked him to put some extra team members but he didn't agree, seems like he will add extra team members 2-3 weeks before my LWD.

Are you afraid to share your political beliefs with coworkers?

Any idea about Background verification takes how many days after joining in ibm? After it gets done successfully, will we get mail?

hi , can anyone please refer me Extrieve Technologies i have got suitable job id

Got the second moderna shot yesterday around 5pm est. All day, my body is in such pain, I am crying as I can’t get comfortable, and i have a fever. Took Tylenol but only helps moderately. Feels like the flu with the body pains. Grateful to get it but this feels awful rn. 37 female 🐠

Hi, I am switching over to UX/UI design. I am taking an intensive course. What advice can you give a UX or a UI designer? How can you get your foot in the door for these fields?

Happy Valentines Day!

MBB fish: what happens when an Associate/Consultant is found to be enrolled in a PT MBA, after not telling anyone during the interview process? Is that cause for termination?

Tips for interview as Senior PM for D365? Also, what sort of Salary range is fair if asked? (Based in Tx) 5yoe, MBA, 6 yrs military.

What might be the ripple effect in real estate? When is a good time to get in?

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Deloitte peeps — where do you invest? Feeling overwhelmed by our restrictions and not sure where to start

Will the market continue with its usual bloody day?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Is it worth it maxing out my 401k (no employer match, just profit percentage after a certain period) and Roth if I want to retire by the time I'm 40? What other tips would you be giving someone who wants to retire that early? I'm in my mid 20s and just started investing and spend less than 50% of my big law salary.

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

Is anyone else convinced we are headed for a correction in equities, and quickly? The market has been straight up for months, with the exception of a blip around GME week. Seems like everyone is day trading, too, which I take as a sign of froth. I know market timing is typically a bad idea, but talk me out of moving to cash for a few weeks until things get cheap(er).

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

2021 roth ira limit is 7k? Or am I reading it wrong

Does anyone put money into CDs anymore?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?