Can you get a mortgage on a paid up home or it has to be HELOC? Please advise. Thanks.

Should I be putting my $ somewhere else other than my bank account to save for a house?

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Any Sloanies here caring to share about life@Sloan paying full ticket price and if it’s worth it? Just submitted my enrollment deposit today🎉 Now to find some financial aid....

My income is equal to expenses of my friend.. i worked for seven years just to earn that what she spends in a month by only working for a year...not happy.. not disappointed.. just dont know what to do..😶😮‍💨

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

How does the housing market work exactly, like, what determines whether prices go up or down?

Reasonable amt of rent to pay in Chicago- specifically Gold Coast / near North / River North?

Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

What do you guys think would classify as a good savings amount by the age of 30?

Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

Amex Platinum or Chase Sapphire?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Have you received a performance evaluation that you did not agree with? And how did you deal with it?

Hello everyone! I had a question and would be really helped if any of you could answer!

I'm currently working at ZS and applied to Novartis through a referral around 3-4 weeks back. However I still haven't heard from the HR.

Is the hiring process at Novartis generally very slow?

Can anyone please suggest good source for learning/practicing data analysis using SQL and excel.

Hey friends. Recently joined a startup with a heavy reliance on outbound sales strategy. Without a phone number... what are some of your best ways to get meetings booked with prospects?

Our product sells itself, but how do you set yourself apart to get the initial meeting booked?
What mediums do you use with cold outreach that you find most effective?
What copy have you found gets the best ppen/reply rate?

I am not a sales PRO, but I'm also not a newbie. Really just looking for a think-tank.

What is work mode right now? WFH or Hybrid?? Any notice from Novartis about initiation of its onboarding process at office?

Hi there, I am looking for companies/referrals hiring AE roles right now. I have 4 years full sales cycle experience and have been a top rep at my HR Tech company located in San Diego. Looking for a hybrid role in San Diego or remote position. Anything would be helpful, thanks in advance!

Got a 74 on FAR. Got a 73 last time I took it. Just kill me now. Ready to give up on this process. Going to lose credit for AUD now with REG not far behind. I studied so hard and really thought I

How hard is Haas to get into?

I’ve noticed a pattern of vets in my area not reporting animal hoarding, even though it’s required by the state. Should I speak up?

As an experienced, SHRM certified HRBP , I would just like some feedback on your opinion of the differences in the roles between an HRBP an HR Manager besides the obvious that the manager should have direct reports. I am an HRBP and work in step with 3 HRM’s. They all 3 just got out of cycle raises of between 5-20% 😳 and I received nothing. I am quite aware of our HR code that salary is confidential but I was told about this. Would you be looking for other employment? Or stay?

What is typical salary range for Sr. Consultant at Deloitte India Consulting. YoE - 3. MBA Tier 1 college.

I have an offer to do some consulting for a company based out of the UK (I am in the US). The job would not go through a consulting company but would be directly with the company. I have not done any consulting before so I am not sure how it works, what I would need to set up (they mentioned that I would start a LLC and bill them directly, no idea how to do that), how to determine the tax implications of this, or what hourly rate I would expect. Can anyone offer advice?

Have you walked away from somebody you loved? And why?

I'm switching to a new company after 7 years exp.

I have 5 offers.

1. JPMC Mumbai 60 percent hike
2. Cognizant Chennai 60% hike
3. Mphasis Banglore 70 percent hike
4. Product based company in Kerala 40 percent hike
5. Contract to hire role in Kerala 90 percent hike

I live in kerala, which one to choose ?

Any suggestions please.

Currently working as product owner with a tier 2 Product organisation with a CTC of 33 lpa and company is quite stable and old. Just got an offer of 48 from a series B funded startup in AI, is worth taking risk ? My yoe is 10 years in Product management.

Job Titles-Levels: what are typical career levels within M&A practices at your respective companies? For example, EY-Parthenon recently rebranded the following levels. Curious if this is industry norm. Manager became “Director” and Senior Manager became “Senior Director”

Folks,

Need your suggestions please,
Have 2 opportunities: 1. Company X- 24.5LPA
2nd: UK onsite from current company, 45K pounds mostly- Visa process in progress, Can't say 100% confirmed for UK movement.
Need to submit resignation in case I need to join Company X. Can you folks suggest which to select? I'm confused.
YOE:7, BA role, Not married

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What's the best city in UK to buy a buy to let property, with best returns?