Currently, I have an HDHP with Anthem where I contribute to an HSA account. My wife and I just had a new born. I’m curious to know what other people do when they have kids regarding health insurance plans. Do you have a HDHP with an HSA or do use a PPO plan with lower deductible and have an FSA account?

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Have HDHP. Seems we still spend less than PPO plan even with high cost for doctors visits plus we get benefits of the HSA. Have not regretted keeping HDHP.

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I always HDHP and HSA.

I commit to spending the same on healthcare through a combination of HSA and premiums.

You at least keep the HSA. Premiums get lit up smoke.

Got it, thanks that’s helpful. How many kids do you have?

I did PPO. For us it’s the deductible and out of pocket max if we end up having another or end up having a serious medical emergency.

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