Anyone buy a small apartment building or small strip mall? What has the better ROI — residential or commercial income?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

SPY 200 by year end

Has anybody invested in Yamuna gaur city or planning to do so?

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone has a good financial advisor they’d recommend?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

Is there any YouTube channels someone wants to recommend which are found to be authentic in terms of wanting to follow the current housing market updates? I’ll be a first time home buyer in the next 12 months.

This is my first recession as a working adult. Is there anything specific one should do to prepare? But ibonds? We typically invest ~$8K a month into a brokerage (already have an emergency fund in actual cash but it’s maybe 2 months cash), but wondering if I should stack a bit more cash?

No worries about job loss or anything in the recession, just trying to see what others investment advice in this time would be.

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

Which bank account is better for salary account?

HDFC
Axis

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

H1b season is 3 days away and no response from law firm. Is anyone facing issues with a brand new h1b ? Opt case

honest question: why does everyone hate Lewis Brisbois?

Any thoughts on Phillips Lytle? If you could please provide insight on culture/billable requirements? Thank you.

What are resources to become a better strategist?

Hey Dallas folks!

I want to get to know the local private companies. I worked at a private company with 2-3k employees before my MBA. They had an amazing culture, but limited progression opportunities. I'm thinking about looking for a smaller company (couple hundred to couple thousand employees) in the Dallas area and looking to find an amazing culture.

Anyone have recommendations on companies with great cultures in the Dallas/north of Dallas areas? (I live in the Plano/Allen/Mckinney area)

How long it will take to release the offer letter after HR discussion in BOA?My LWD is on Dec 28 will it be able to make it before? Kindly suggest

Love when the announcers say things like “3 of the top 10 have fallen” so dramatic and so spot on.

Notre Dame, uh... Finds a way...

Are there any tools /ways to perform automated testing/ BVT of Microsoft Power BI paginated reports?

Anyone who has prior knowledge/experience please help, any kind of links of documents or videos will help too.

Started with the firm in April. What do you think is appropriate to ask for a raise at EOY? What's the average non promotion raises?

Anyone else finding it really hard to care about super bowl commercials this year? They feel like a relic from another time to me.

I am trying to break out of being a channel-specific marketing manager (email marketing, app, SMS) in a CPG/clothing Fortune 500 company. My career goal is to work remote & break into total brand strategy. Initially I'm applying for job titles like: Associate Brand Manager, Sr. Brand Specialist, CRM Manager. The core things I'm highlighting is the impact I made to the overall email marketing program (w/ stats), managing projects, & providing creative direction. I'm frustrated, any advice?

I’m happy with my relationship but the thing is I never really have a spark with the girl. Can someone relate or explain? I’m not sure if I should keep doing this. Maybe I’m just in an comfort zone now?

Hey Everyone,

I work as an emerging technology Consultant with 4 yoe with 1.5 years of overseas experience. I specialise in implementing blockchain and iot solutions for telecommunications, supply chain and financial services clients.

I am looking for referals. Pls get in touch so i may share my profile.

Please stay safe.

Marketing Career: When should I move to the director level? I have 4-5 years of Growth Marketing experience and my salary is stuck at $100k. I want to make $200k within the next year - what should I do?

I've been approached about being an expert consultant. Has anyone done this before? I'm interested to hear people's experience.

Hello. Does anybody have a CA loss of consortium demand they are willing to share.

I think everyone on this forum would be really fun to work with compared to the corporate zombies I often interact with. Have you identified other FIRE peers at work? If so, how did you find out and what did you think of them?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

What are the best cities to live in for FIRE?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

For those of you who made your first million in net worth, what did you do next?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Vtsax vs fxaix?

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.