do any 401K / roth IRS gains automatically get reinvested? i have automatic contributions and target date funds for both set up through fidelity

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Your stock / etf grows and that causes gains. You won’t per say reinvest. Just your investment grew. If you sell then you have realized gains. There is an option to reinvest dividiénds tho.

Are they not automatic today? I don’t use fidelity, but I’m sure it’s fairly easy to set up your account to automatically reinvest dividends.

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