{ "media_type": "text", "post_content": "Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex", "post_id": "60f9f0744acd2b001c0926c2", "reply_count": 3, "vote_count": 1, "bowl_id": "5b3f7377ab53db00136f7b4c", "bowl_name": "FIRE Financial Independence Retire Early" }

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

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Amazon prime from chase. 5% Amazon including fresh and Whole Foods, 2% gas and 1% everything else. I have that one, chase Freedom and chase sapphire preferred for travel.

I don’t like fees or spend enough for them to be worthwhile so I have an Amazon card for Amazon purchases (mentioned earlier) and a Citi Double Cash (2% back on everything) for everything else. I could probably optimize slightly more but the two work great as a set it and forget it tandem.

Capone 1.5% cash back for everything. Costco citi 4% fuel, 3% restaurants and travel, 2% Costco and 1% for everything else, Amex blue cash preferred for 6% on groceries.

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