Do you plan to retire outside the US? If so, how does it impact your retirement age?

My wife has EU citizenship and I also have a citizenship from a developing nation (cont)

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Whats the max of monthly rent has anybody shown for HRA deduction 😅

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Incoming BA - any advice/links on the math for the best credit card for personal use?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

What credit cards do you hold and which one do you recommend?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Best sign up bonus right now that is not the CSP and the Amex platinum?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Looking for a Christmas present for my girlfriend. Would like to stay under $250 (I’m a 1st year staff shes in grad school so don’t have much money). She likes gold — I’m thinking of getting her a necklace, which I believe I can only get gold plated in my price range. Does anyone have any suggestions of good brands to buy? First time looking at jewelry websites and they seem kinda gimmicky and would like one I can trust and get good quality. Thank you!

Any current MBA students on here? Any wisdom/things you wish you knew before starting??

What is 'Ee ESI contribution' mentioned in payslip, do we get any benifits from this?

HCL guest house in Chennai? Any inputs

By when hcl will release the Compansation letters for hike 21-22year?

What are your thoughts about wearing chinos to work?

As we return to the office, does anyone have a recommendation for a leather briefcase?

Just wrapped up a deal with a regular client (although the client’s deal teams vary). I’m a Junior and did a lot of the emailing back and forth with the client and with the other side. Is it appropriate for me to add the client deal team members on LinkedIn? What about the lawyers on the other side?

Can Virtusa revise the offer letter after accepting as well?

Any firms cut salaries, bonuses, or staff lately? I feel like it’s coming..

Hello Fishes,

Are the below offers on par with the market standards as a data engineer?
YOE : 4
C CTC : 9
Offers:
1. Synopsys(17L + 2L VP + 3L JB + RSU - 10K USD)
2. MAQ : 15L
3. Optum : 15L
After browsing this portal, got to know Synopsys is paying good for this role. Any suggestions?

Can I ask more as I'm looking for longer association(if yes, what should be the approach considering that the other offers are less than this) and any idea about the hike percentage in Synopsys?

Does anyone have experience with t-mobile internet? I'm so sick of dealing with Comcast!

"she doesn't have good boobs" †
👀

What's your date of Jalsa??

SF: someone I know started a FL gig 3 wks ago and got stuck with a crazy mgr - controls everything inc going to lunch and asking her where she is at all times. Was told nexr wk is her last (con't)

Hi,
There was a recent opening for Assistant manager gear pumps design in Bosch Rexroth,
Did anyone get in?
Please let me know

What’s the salary range for a middle market commercial banker?

A few weeks ago I sent my resume in for a PCA posting. I’m qualified for the position yet never heard anything back. Not even a confirmation that my application was received. Is there anyway to reach out about it or should I just forget it and move on?

Need suggestion.
Cashify(13 LPA) or amdocs(11LPA)
Thanks

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

What stocks are you betting on for 2018?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

If I have a six year old and 150k in a 529, can I say I’m done?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

How do folks effectively save for a house down payment and max retirement?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Anyone else regretting buying ARKK in 2021? 🤡