Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Thoughts on Dechert FRE (real estate)?

Why can't I focus anymore? I'm worried my productivity has fallen since the end of the last tax season

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

Thoughts on investing in FTT FTX? It’s available on Kucoin

How much do you keep in the bank vs brokerage?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Potentially buying house (~ 30 year old ) which has a radon mitigation system put in 2006, the level currently is at 1.6 pci/L. I know EPA recommends below 4, but is this still elevated?

Hello all, Need 11 likes for DM.
please give different expressions to this post, so that DM will be enabled.
Thank you.

How do firms calculate how much parental leave to provide, either paid or unpaid. Or do they just pick a number, like “yeah they can get to know their kid in a few weeks and I couldn’t possibly have that attorney out for 12 weeks?” I’m at a small firm, no FMLA or state requirement. We get four weeks paid and four weeks unpaid. Would like to push for more but not sure how to argue costs side of it.

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

2 friends from college just stayed up with me for 4 hours to make last minute edits to my horrid Wharton essays. Admit or ding I’m grateful to have friends like this in my life.

Mom went back to home country and I’ve been moping around holding back tears all day! Tell me it’s gonna be ok, I miss my mom 😭😭

Has anyone else talked to a doctor about stress while trying to conceive? I’ve been having a really hard time wanting a baby for the way my husband and I have been arguing or talking to each other. I think we should go to counseling. I know I love him and I know he loves me- there’s just so much animosity so much anxiety around discussions. Do you think our anxiety or tension is because we have not been able to conceive?

Whoever said bumble bbfs was great couldn’t have been more right. It’s weird I’ve l been confident in how I look in the last few years but my personality and likability was put into question but instantly I seem to be receiving the friendship attention I like, 50+ likes by 4am on the first day, signed up at 2am. It’s kind of nice to make brand new friends without having a connection or a class together. Old friends and friends or friends sometimes benchmark you and don’t view the new you

Looking for a job out of public but not finding much...do a lot of industry jobs typically get posted after 9/15 / 10/15?

My dad who lives in Asia just announced that he had a medical issue. I’m starting to enter the age where I’m going to take care of him financially. It’s a $2,000 hospital bill which in the US is nothing compared to what it represents there (which he can’t afford). He’s going to be fine! Just wanted to share with this group as many of you can understand what it feels like to support your parents when they’re old, not the other way around. I feel so blessed I can help him. 🙏🏽

Are bars now open later in the city? Saw people still hanging out at places after midnight, on my way back from a friend's. Curious what the deal is

What are some post-clerkship paths other than big law?

Lets us discuss why Indian companies expects/forces/ us to work more than 9 hours but in timesheet we have to fill 8.
Managers schedule meeting after office hours and expects us to be available always.

Sorry to say this but I have seen only Indians who work extra hours. What's even funny is that the upper management laugh at foreigners who work exactly 8hours.

Should we not change our mentality?
What should we do to not follow this anymore?

Anyone working at Abbie willing to provide reference? Desperately need one

Best neighborhoods to rent in SF under $4k a month? Debating Marina, Pac Heights, Hayes Valley, Russian Hill but open to all suggestions. 24M and single, looking for low crime areas with access to restaurants, bars, things to do, etc

Can anybody please refer me to UBS?

YOE- 10.6

Tech stack- .NET, MVC, WCF, Entity Framework, WEB API, Microservices, SQL, JavaScript, Typescript, Bootstrap, Azure, Git Devops, Jira, API testing, Vulnerability management, Performance analysis

Does Google value FAANG experience over consulting? Say if a person is trying to get into Google from Apple, will it be considered easier?

Just received H4 EAD for my wife. Any suggestions around business ideas? or remote work opportunities? Please share any personal experiences, good ideas.

Pro se plaintiff, an attorney, filed a complaint alleging mold defects after closing on a property. Client, layperson, may have agreed orally to a settlement amount without proof of damages prior to filing appearance and obtaining an attorney. Client filed appearance pro se, then plaintiff sent over a draft settlement agreement few weeks later which client didn’t sign. Client then got an attorney, filed answer, etc. Can this oral agreement be voided for coercion, indefinite mat’l term, etc?

5-4-3-2-1 grounding exercise

Engage all five senses and mindfully notice five things you can see, four things you can touch, three things you can hear, two things you can smell, and one thing you can taste. Go in any order that makes sense for you and your current situation — no pressure

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

Recommendations for a Roth IRA?

Marcus HYSA rate cut down to 2.0% :(

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Would you buy a brand new car in cash?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

With bonus I make 150k with bonus, can I do IRA? The documentations I read are not so clear to me. Please help, thanks!