Does HDFC or SBI have any lifetime free credit card?
No joining fee and no annual fee.

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Posting as :
works at
You are currently posting as works at

My HDFC Dinners club black is life time free, previously regalia was LTF.

SBI- difficult to get free but waiver should be rasy on yearly spend

likehelpful

@Accenture 1: There is a offer running for HDFC for premier university alumni , applied and got it.

Btw @author- i have 13 premium cc, all LTF including amex(one of the most rewarding in india)

I got money-back+ card from HDFC 20 days back which is LF.

likehelpful

Hdfc

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They have those kind of cards but they are of no use.

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Infinia and DCB are the most rewarding cards in India(apart from amex) what’re u talking about

hdfc have lifetime free.. sbi charge yearly maintenance but if spent some desired amount (in mine case its 1L) in a year it will be waived.

@senior Consultant: they have both, LTF mean zero charge even if u spend nothing. Who don’t have LTF, in order to get fee waivers u need to spend a certain amount,e.g for regalia 3L

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