Does HDFC or SBI have any lifetime free credit card?
No joining fee and no annual fee.

like
Posting as :
works at
You are currently posting as works at

My HDFC Dinners club black is life time free, previously regalia was LTF.

SBI- difficult to get free but waiver should be rasy on yearly spend

likehelpful

@Accenture 1: There is a offer running for HDFC for premier university alumni , applied and got it.

Btw @author- i have 13 premium cc, all LTF including amex(one of the most rewarding in india)

I got money-back+ card from HDFC 20 days back which is LF.

likehelpful

Hdfc

like

They have those kind of cards but they are of no use.

like

Infinia and DCB are the most rewarding cards in India(apart from amex) what’re u talking about

hdfc have lifetime free.. sbi charge yearly maintenance but if spent some desired amount (in mine case its 1L) in a year it will be waived.

@senior Consultant: they have both, LTF mean zero charge even if u spend nothing. Who don’t have LTF, in order to get fee waivers u need to spend a certain amount,e.g for regalia 3L

Related Posts

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

like

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

Has anyone attempted tax loss harvesting on RH? I went long on Brazil and with talk the turmoil there the stock is not going to recover in a while. Can I sell my position and buy a correlated stock?

like

Are you a Physician Liaison? PI Liaison? Medical Marketer?
💠What is your salary, bonus, & car allowance?

I work as a Physician Liaison for a 8 clinic practice. I work 2 territories( Northeast & Southwest Houston). I work 40-60 hrs a week- including mandatory after hour networking events.

Im paid 55k base salary + $1 per referral, I bring in. (Average 1,100 a month). $180 bi weekly car allowance.

How does this compare to your salary?

I really want to ask for a raise…should I?

Post Photo
like
like

Holding H1 stamped visa but haven't travelled yet and expired. Am I eligible for Cap-Exempt from India ?

How long it takes for cap-exempt to be processed these days in normal processing ?

like

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

like

I have a awesome design for luggage that is designed for people that usually fly first class. It keeps all clothes in travel on straight during any flight and optimizes the use of first class luggage

like

I accepted an offer from another consulting firm and my H1B visa has also been transferred. I have not joined the new role yet. However I had been interviewing with another firm and expecting an offer I know this is not the best practice but is it allowed to accept another offer even though H1 transfer has been approved through another employer? If I accept the second offer does this raise any red flags with USCIS as they potentially see 2 almost consecutive visa transfer requests?

like

Recommendations for hotels in Portugal?? Preferably a Marriott branded hotel. Planning a 5 day trip to Portugal in April.

like

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

like

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

like

How long did you hear for an update after applying to visa with or without a referral?

like

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

like

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

like

Do you think we will be able travel by Christmas for a vacation?

like

More Posts

I got Botox (forehead) for the first time this weekend. It’s starting to kick in and I really don’t like how my forehead feels so tight when I try to use my brow muscles, it’s a weird sensation. Does this feeling go away? Or do you get used to it? It’s not painful just strange.

like

Anyone know a good artist to do portraits? Want to give my SO a surprise anniversary gift

like

What are the qualification requirements for an entry level associate at PwC? I have 3 yoe but not in the relevant field. Could anyone refer me?

like

How do I jump ship from FP&A? My dream job used to be education or something more creative and I want to make that switch.

like

Does SuitSupply do discounts if you buy 3 or 4 suits in one go?

Paisa wasoolega mai achche sai.

Post Photo
likefunny

I am working in a service based company and got selected to work for Amazon india project (which is our client) after 2 rigorous rounds of interview. How is the work there and wlb. Is it worthy. Tech stack Java, Springboot, Aws.

Does anyone have a list of the things (food, drink, other OTC meds) that make adderall less effective? I know I can simple google search and ask my doctor but want to hear other peoples thoughts…I love drinking my coffee to wake me up in the morning but I’m afraid it’s making my meds less bc of its acidic nature 😵

like

I told my boss about my ADHD in confidence because I was looking for a small accommodation (working from home x2 a week). I got it, but now I lowkey feel like she told other people in the office. I'm not sure if I'm being paranoid but someone I'm friendly with in HR has been acting weird since Monday, which is when I told my boss. Would she have to tell HR legally? What should I do?

like

What is your dream salary? Like your FU number!?

like

As an MBB consultant looking to move into industry, should I expect to take a pay cut? The roles I’ve come across so far seem to for less pay than I make now

like

One of my friend has received an inquiry email from capgemini that it has been found that he is moonlighting. has anyone has received a similar email ? He is just working with capgemini only and is currently serving notice period and was expecting to leave by start of january 2023. Is capgemini harassing the guy ? Has anyone else got the same email ?

like

I’m curious to hear how agencies are structuring their media fees (10%? 15%? 20%!? of spend) Any performance bonus structures? Would love context too. Platforms you’re responsible for? (Fb only? Google & Fb? Emerging platforms?) KPIs? (Awareness/impressions vs. Full funnel d2c) Scope? (Buy and plan vs. Creative AND buying planning). Curious to learn how others’ have evolved their agreements. Thanks in advance for sharing!

like

What is tcs vpn name to connect via cisco anyConnect?

like

Any attorneys out there practicing dependency and adoption law? I practice in PA but I’d love to hear from child and youth advocates in different jurisdictions about your best practices. I’d also love to hear from managers in this field how best to support and train new attorneys with the challenges of representing kids who are abused and neglected. Thanks!

like

31M in a 4 year relationship that’s not ideal. Is it too late to start over? This has been the longest I’ve gone since being single.

Hi Fishers
Need your expert guidance! Having 2 offers from qualitest and Capgemini for devops engineer role! JD is pretty much same in both the orgs but Qualitest is providing fixed X lpa and Capgemini is also giving fixed X.8 lpa. So which offer should I consider? Please help me here!

like

3 attorney firm. I’ve been here for 6 years and have used Westlaw exclusively. Now we are switching to Lexis because apparently Westlaw is too expensive. I hate change. I know where everything is on Westlaw and now I need to relearn. Apparently Westlaw will not budge on price and would rather just see a client leave than work with them. Super annoying. Any insight on negotiating Westlaw or transitioning to lexis?

like

Amazon India I am working in Amazon India, I applied for an IJP where my hiring manager selected me for the role but my current manager is not ready to release me. Can someone please suggest what should I do

like

Additional Posts in Consulting India

Hello ,
I have received an offer from sherweb and However it is contract basis which has no compensation no perks .
They will soon form their entity in India as to which they will convert full time .
Currently GM has good work life balance and great perks .

CTC offered : 15.1 LPA
Current CTC : 9 LPA

Should I opt ?

like

How are onsite opportunities at CTS

What are the most valid reasons we can provide to next company about why you are leaving current company in less than 1 year.

like

Hi fishes,

Please suggest me which company I can choose.
Looking for job security wlb and learning

1- TCS - 8.5 lpa
2- DXC technology 10 lpa
3- Cognizant. 11 lpa
4- tech Mahindra. 11 lpa

TIA.

like

The Dutch parliament approved legislation to establish work-from-home as a legal right, making the Netherlands one of the first countries to grant remote working flexibility by law. The legislation was approved by the lower house of the bicameral parliament of the Netherlands on Tuesday.

likesmart

Need 11 ❤

like

one of the best places to work is an emotion and the gap between notion and reality is bridged when you complete a few months in consulting, thoughts??

like

Hi Fishes, how much one can expect?
Skills - Agile Project Manager / Scrum Master
YOE -13
RYOE - 5

like

Hi all,
How long does
Accenture take to schedule HR round after the tech round?
I already have received the mail for HR round but no one has called yet for it though.

Is cognizant better over Infosys ? Both are offering same pay and cognizant is ready to pay more.
Heard cognizant has mandatory 10hrs upon returning to office is it true? Do we need to stay in Odc or just inside office
Infosys has very less leaves only 20 .
I am making a transition from java to java+springboot
Project is decided in cognizant
Can any one please tell which is better to go for

likefunny

What are the pros and cons of ultmatix project in TCS?
Is it development or support.

Hi Fishes,

Wanted to know which one is better option to choose in terms of Work Life balance, Career growth,hike and job security? I got more confusion.kindly suggest.

1 Accenture
2 Deloitte India
3 PWC India


Skills- SAP Cloud Platform Integration
YOE-2+

Thanks

like

How long does Cognizant takes
to release offer letter after salary
discussion?

Its been 1 week but i got no mail
other than "HR round completed,
offer letter will be released based
on eligibility checks n hiring
approvals etc other bgc guidelines"
mail.

Can some one please walk me through the procedure of EY GDS resignation ? how should we do that?

like

Why product based companies not at all considering services based companies employees ??

like

Why is Optum, United health group hiring so many data scientists recently?

like

Hi folks,
Currently I'm working in
Tech stack:
dotNET Framework (Partial MVC)
AngularJs (JavaScript, jQuery)
SQL Server

I'm thinking of switching to python and DS, is this the right decision for me, if yes How can I start, little directions would be appreciated,
Thank you
Total Yrs of Experience: 2.5yrs
CTC: 5 Lacs

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal