Fish - My house is under contract with a 20 day financing due diligence. The buyer informed us on the 19th day that they were denied credit and sent what looks like a blanket “check a box” termination letter with no lender identifying details. Is this acceptable? I’ve asked them to send a proper letter from the lender otherwise they’ll lose their earnest money. Thoughts?

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Anyone investing in index annuities? Can someone explain why this is beneficial?

When there is FUD you buy

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Moving to atl- what are typical 1x1 rent prices?

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

staying in tonight. Favorite movie tv show related to advertising that is NOT madmen

Has anyone heard anything new on the future of MDC and its agencies in 2019?

Hi All, I’m thinking about getting certified in change management but not sure if I should go the Prosci route or CCMP route. CCMP is a lot cheaper compared to Prosci but would it measure up just the same?

I guess it would be similar to the discussion of the SHRM-SCP vs SPHR.

Thoughts on $50k for a visual designer in NYC?

I am being promoted to Senior 1 with differentiating rating from October onwards.

How much hike I can expect?

How much VPB (bonus) I can expect? in offer letter mentioned as 5%

CCTC 12 LPA

TIA

Contemplating an offer at Big pharma for Validation Lead (non-managerial) role. Have 4 years experience with a masters degree. Any suggestions of what the base compensation range would be in big pharma for a similar role ?

Hi Fishes,

I am working in Capgemini past 2.5 yrs in Power Bi domain and total i have 5 yrs of exp in IT industry. But my salary is same as my experience 5 LPA. I know i am getting underpaid. If anyone can refer me help me out ...i can give him my first salary... I am at a high debt.

I am looking for permanently remote position that is no tied to US time zone or is subjected to European time zones(flexible hours).

Any recommendations of companies hiring for data analyst or junior data analyst positions?

My work place is and has been quite toxic and lately micro managing "everyone". My health can't take it anymore.


NEED RECOMMENDATIONS:
Companies hiring remote data analyst.

Any openings for cloudera databricks ?

I have 20 days of notice period remaining.
Which companies (preferably product) should I try for, where the process can be completed in the remaining duration.
Current offer: 33
YOE : 7
Tech stack: frontend (react)
Average DS/ Algo skills.

TIA

Hi, I am new here. Would anyone mind 💟-ing this do that I can send DMs? Thanks!

Hi guys how many leave can someone take during probation period in EY India?

Does anyone work at Arnold Worldwide in Ny? Anyone work specifically on digital projects? Can you tell me about your digital process and whether or not you think it’s efficient? Are the projects are interetsing/challenging? Well managed?

Hi there! I’m a new grad PT trying to navigate/figure out what a fair starting pay is and if I should negotiate. I will be working in acute care for a well known hospital in Cincinnati, OH. Anyone willing to share their pay and YOE?

Any thoughts on the hours in the tax-exempt org group? How is the work?

Had 2 hours of billable work today 💀

I'm going to Machu Picchu next month with my brother and hiking the Inca trail. Any recommendations on what I absolutely need to bring for the hike? Anyone who hiked the Inca trail take like a battery pack or something with them for their camera?

Also, I'm considering bringing my drone even tho I know I can't take it into any of the sacred places like Machu picchu. I also have to register it with customs when I get into the country. Is it still worth taking? I can use it around Cusco and Lima

I'm starting to believe my caffeine addiction is affecting me. After an hour of working today, my hand started shaking!

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Hi - any good books recommendations for getting started on real estate investing?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Any one knows what’s the easiest way to order a radon test for new construction?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.