Got an upgrade offer to Amex plat from Amex gold. Now thinking about downgrade within one year and apply another plat for the 60k bonus. My question: would they take back my upgrade bonus.

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You can only get the bonus once every 3-4 years. Read the fine print. Once you have it, it’s yours though.

D1 - Amex is really stingy. Their bonuses are generally once per lifetime and they love doing claw backs.

Wouldn’t that normally make you ineligible for the bonus from a new card?

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