What long term (30 years) inflation adjusted return can I assume for my financial planning? Dad was saying he thinks it’ll be 3% which seems insanely low

Best sign up bonus right now that is not the CSP and the Amex platinum?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

What are 72 and sunny and droga benefits? Looking for details on 401k like vesting periods, matching etc.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Anyone in the public finance space familiar with distressed/high yield muni funds? Outside of the classic closed end asset managers?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Have you received the salary today? Got the mail now but no credit yet in account 😕

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

Hi! What are your experiences with Robo Advisors? Worth it? Or is investing in a few standard ETFs (no day trading) going to yield more return?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

The account dropped the register down the flight of stairs and it shattered into a million pieces. Fear not the account says, for it was already depreciated to $0.

Going to be passing by London for a night (landing at around 7PM on a Friday, flight out at noon the next day). Is it worth going into the city? Where should I stay / how to maximize my time?

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

I am a Reliability Maintenance 3P contractor for Amazon. I graduated with my Bachelor’s in Electrical Engineering on June 2022. I’ve been working with Amazon for a year, but there’s a lack of prospective EE positions within the company. The job postings I see are either less or barely above my current salary. I’m not sure if staying longer is beneficial for my future career as an Electrical engineer. I plan on getting my FE license within the next 6 months. Any suggestions will be appreciated

Is this wavy and glary effect on my brand new picture window normal? Here are the details: Approx 75X48, tempered, dual pane, low e, argon. I texted my window guy about it and he never got back to me so I want to do more research and get more thoughts before I hound him or make an issue out of it. I did some research online and I believe this is called roller-wave distortion, which can be common with tempered glass. But I am wondering if this is excessive in my case? From the inside, there is no

I’m a new contracts lawyer and am trying to learn how to harmonize indemnification with LOL. Any tips or resources? I know this is a broad question, but would appreciate any direction on what questions to ask when reviewing a K to do this.

For those who work for Axiom, what percentage of the engagements offered are full-time vs. part-time? Thank you!

How are we doing?

If I never do another video call pitch again once this is over I'll be a happy strategist.

Opening positions for Mid English Copy?

Does anyone have experience travelling in or out of Heathrow over the last month? Got a trip booked and wondering what the border restrictions are like/ what documentation is needed for showing reason for travel (if any)

Is it worth pursuing a management position coming from being an engineer? What is your opinion on trying to go this route?

I’m a finance manager for a Global 50 company, with 6+ yrs experience. I’ve considered switching to sales, and curious if there’s part time roles (preferred remote) that I could try. Any suggestions for me? Companies, role type, etc to look into. Thanks in advance.

Is it a good time to switch jobs

Wondering... is anyone here. Anyone looking for an apartment in LA Venice?

Hello London 🐠

If you’re working in Life Sciences / Healthcare and know if you’re firm is hiring and open to visa sponsorship please do let me know. I’d really appreciate any referral / leads. Thanks so much!!

Can someone please refer me for a marketing position at Flipkart?

Dear Folks,

Can someone refer me into Microsoft, for Azure DevOps role. I have 5.5 YOE

I have an offer from EY india.
My interview is scheduled at EY GDS.
Am I eligible to attend the interview?
Is there any policy in EY india which does not allow me to attend interviews at EY GDS.
If i get selected in EY GDS, can this offer be used for negotiation EY india.?

SAP SD
4 YOE
11 FIXED OFFER BY EY IND
CCTC
7 34.

Should i join s&p now, I heard some bad news of its merger..

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Wish I listened to my roommate on Blue Apron. Up 115%

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Should I be putting my $ somewhere else other than my bank account to save for a house?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Are there any tax benefits from working from home?

Any side hustle suggestions for an immigrant working in USA ??

My company matches 3%. Is that low or on par?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Alright savvy fish… starting at a startup that doesn’t offer a 401K option (yet). My base is over the Roth IRA income limit. What are my options - can I do traditional and then convert?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Ally bank dropping rates again. CD a good choice?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example