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They reimburse up to $2500 for delayed luggage. Not sure about the limit but you can buy all items that you lost and submit the receipts. They reimburse within 14 days
This exactly reason is why I am staunch carry-on only. I was reimbursed some nominal amount but SOL on the rest. Not sure where the $2.5k is coming from. I was given like $400 😂
Edited to add: I just learned AAs policy is up to $3,500 with specific items excluded. I can’t remember who I was flying but I guess it wasn’t them.
https://www.google.com/amp/s/www.cntraveler.com/story/delayed-baggage-compensation-what-airlines-really-owe-you/amp