Has anyone made profit in long run (2+ yrs horizon) by doing FnO?

I am thinking to altogether quit FnO and would invest only in Equity now onwards. I trade sometimes (now almost 4 yrs) but feel that in long run it's a zero sum game if not profit.

I know that seeing technicals and investing accordingly would get me profits but i think that doesnt apply in a longer horizon where emotions and fear outshadow these in real life

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

How much money do you keep in your savings account?

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

Do you feel that black people are more prone to be flashy than other races? A friend was telling me about some financial issues as he wore a gold chain and bracelet...con't

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Hi do you interview from time to time just to check what’s your market worth?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

Is anyone playing around with leveraged coins on binance?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Do you still have opportunity to negotiate salary when you’re going thru a recruiter and they tell you the range upfront?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Is ARKK still a good ETF to invest in?

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Any advice on a first year trying to transition from family law to in-house? I always thought family law was my path, and used to enjoy it, but it’s not the direction I want to head in anymore. I don’t think I even want to continue with any litigation work. I’m having a hard time finding firms that are hiring entry level associate positions that don’t require at least 3+ years experience in-house. Should I start at a business law firm to get experience working with corporations first?

Hello! Does anyone know of any openings for diversity and inclusion drivers/promoters in India? I joined as an HR analyst at Accenture as a fresh graduate 3 months ago but this is not really the role I was looking for. I have quite a lot of experience in diversity and inclusion related themes. Any leads/suggestions/advice would be appreciated!
Location: India

I work in Florida where the Parental Rights law concerning gender theory and sexuality in k-3 is currently being labeled the "Don't Say Gay Bill". I find it crazy that so many of my liberal coworkers, even in the social studies department haven't even read the bill and are just buying the low wholesale. I agree that we should leave those choices up to the parents. Do you guys have similar things happening where you're at?

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Is a “coffee chat” the same as a first round interview for on-cycle recruiting right now?

I feel like my boss never joins my working call with my stakeholders, is this normal in big tech, like they don't have time to sit in the same meeting with you to understand and course correct your working styles? Like I am supposed to take the whole lead from day 1 independently.

For people who have profit sharing what have your experiences been? Ours is every March but it is a variable number based on how we do the prior year (duh obviously) but also only my boss gets to decide and he gives no criteria on why he chooses what he does. Don’t get me wrong I am super thankful to be in a location with great PS opportunity and upside but it is so hard to plan my life out not knowing what my income will be that year. Also there’s no way to know how my bonus compares to my peer

Looking for job change Mainframe resources
Exp: 11+
Current location:Pune
Visa : valid H1B unstamped(2.6yrs exhausted)
Notice :90 days
Preferred location: Pune,Nagpur
Any leads will be appreciated,TIA

Hi guys, Can someone at Gartner help in sharing my resume directly to the recruiter or hiring manager, I have the job id? @Gartner

Planning to move to Toronto, what’s the best tech consulting firms out there ? (Ideally in IT infrastructure, cloud and cybersecurity)

Tips for how to start off on a good foot at a new job? Also on how to balance that with taking ownership of the work/asserting yourself, especially when the people there are used to you freelancing (which was less assertive, and similar work but a lower title)… thanks!

Which offer should I accept? Currently staff 2 at big 4 in Tax with CPA license. I want to leave tax ASAP. Both are public companies +1B in revenue and same salary. Offer 1 - staff revenue accountant so reading contracts, speaking with the sales team and legal team, a lot of work at the end of the months to close books and reconcile transactions to make sure we are ASC 606 compliant. This track usually leads to director of revenue. Offer 2 - internal audit staff so SOX and compliance projects.

Has anyone heard about GSAP decision news yet?

Need a referral in Wipro urgently.
Pls dm or comment I have the job code

Does Wells Fargo extend DOJ without informing the candidate ?

Has anyone heard about kyndryl?
How good it is to join?

hi all ,

Virtusa vs xoriant ?
Which company is good for WLB

Hi I can’t see the different bowls which I am enrolled and can’t comment on the posts which I am interested in?. Do I need to do something to unlock.

What is the ideal salary package for the 7.5 year experience in the automotive industry.
Post graduated.

Skills:
Control system/System engineering
MBSE
Matlab/Simulink
FuSa

Let me know please

Hi fishes,

I am a Developer, I have been in Development since 4 years and I think I would enjoy more of a BA role

Nobody is giving me that role. Specially with a good package that I have have as a developer.

How much is the avg package of BA for 3-4 years experience ?
And how can we shift to BA role?

I am a Team Leader working in Wipro Delhi and it's been 5 years approx. Got here as an executive and now Going to appear for B2 next month.

But also, I am giving a thought to change of Organization. So, confused a lot as current process is quite a mess and Salary too low.

Looking for some valuable suggestions. Please help.

[off topic]

How your distance learning/weekend education helped you in your career?

MBA,MTech, MS, upgrad course

I see people post about their in hand offers/ CTC and wonder what wrong am I doing.
As a SCM professional, I'm searching jobs for a year now with no success. I'm even ready to accept a low-ball salary offer/ pay cut due to personal reasons, but nah!
It hurts even more after successfully clearing interviews and then get ghosted by recruiters.
Has anyone faced such situation and how did you overcome it? Need suggestions.

What words do you use now that you didn't use much before consulting? Mine are "cadence" and "alignment."

Hello fishes,

I have difficult decision to make. I want to build a career on cloud technologies. Currently I'm confused between choosing AWS and Oracle Cloud. My personal preference is AWS but my current project is more based on Oracle Cloud.

Please help me out as which one would be a better choice in terms of growth and opportunities.

Thanks in advance.

Hi Everyone,
Need 11 likes to be able to dm someone. Please assist.

Thanks in advance

Any Stranger Things Fans here? What is your fan theory about Volume 2?

Hi fishes new here need 11 likes to unlock DM, thanks in advance

Its been 1 year since I joined HCL but couldn't transfer PF from INFY to HCL tech.
I am not confused about the process.. can we do it from EPFO portal or we need to submit any forms as well ?