Has anyone negotiated for a higher salary by turning down the companies health insurance? I have health insurance with the VA. Could I ask for more and if so how much more?

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I tried in two different companies and they did not pay a higher salary when I turned down their Health insurance. I did have two companies pay me $1000 dollars at the end of the year for not signing up for their health insurance. That is different than getting paid a higher salary

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I was thinking the exact same thing. I already have healthcare for this upcoming year through my husband's company. So I would phrase it differently - instead of asking for a salary increase (which would be said salary every year) you can ask for a "signing bonus" in lieu of healthcare. The signing bonus is a one time deal instead of a higher salary YOY. A lot of companies would be willing to agree to a signing bonus if they really want to hire you.

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Frame it

I haven't done it but honestly, it isn't a bad idea. I highly doubt they will give you more money but it is worth a shot. I would calculate what insurance would cost per money and then figure out how much that is over a year and ask for that much of an increase.

Look at it this way can they give you a stipend for not taking their medical? You’re probably saving them four to $5000 a year. Can they give you that and a sign on bonus at least $1000-$2000 every year? Some companies have this many have gotten rid of it. But you are saving them money and if you have a family massive amount of money.

Most companies won’t do this as a once off negotiation because for all they know the next year you will use benefits. I have seen some companies offer x amount if you don’t use health benefits but it’s definitely not the norm.

I’m not talking as a once off I’m talking as a norm for whoever this vet is. If he negotiate $2000 stipend a year while he’s there he’s probably saving the company 10 $12,000 over 5 to 6 years easy. He doesn’t even have to pay for Dental and probably not even for vision because he can get them through the VA. So he’s saving the company money.

I don’t how you can do that. Don’t they have open enrollment every year? So what if one year you decide to enroll in benefits? Would they then readjust your salary and decrease it? Basically, there’s no guarantee that employees will always opt out of benefits. So, I’m wondering how that would be considered effective leverage and why a company would open to negotiating with it.

I never applied for health benefits at my company that I worked for last. If somebody’s on a much better medical program, like the VA, the dollars are so different there’s no need. Again when the cost, especially now, is thousands of dollars out of the employees pocket, there’s no need to sign up for their medical. So it absolutely would be effective leverage.

Then that would definitely be something that you can ask about during negotiation. If the healthcare is declined, is there a stipend that is received at the end of the year?

That could work!

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