Other than low salaries and high housing costs, what are some of the biggest barriers teachers face when buying a home?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

New to option trading, trying to create a protective put (cont)

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Any suggestions for central NJ housing esp. when it comes to finding upcoming new construction single famiky? Feel like this market needs a correction given everything is 1.2 million or above

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

My base location is SAn Francisco, but I have not lived a single day in California this year (not planning on being there this year either). Am I eligible to get a refund on all my California taxes this year?

You will attain more happiness, freedom and feel wealthier by controlling your desires more so than your income. When you learn how to be satisfied, you will attain a more true wealth.

What’s the largest % of you portfolio you would put in VOO? Currently sitting at just under 50%

I have a new employee that started last Monday, unfortunately it’s not going to work out. Long story, but we’re fairly certain the individual is using Meth and appears to have started/restarted fairly recently. I work with physicians, so it’s a consensus. We have to terminate employment, but what ethical obligation do we have? Two young children at home and no spouse. This is weighing heavily on us.

I recently joined a product company and not happy with project.. There does not appear to be any planning in team.. And wlb is not great..
Also 11 years exp and joined at grade 8.. Seems most join at grade 10+ here..on top of this now hybrid, but HR told wfh..best place to work etc so we give wfh..Should i start trying again less than 4 months..
Python Angular

Anyone joining Salesforce Bangalore office anytime soon and looking for flats to rent near office?

Any idea on what's the average market pay for a Salesforce developer with close to 6 years of experience in India? ( Point to be noted i have 2 years of experience in diff technology and 4 years in Salesforce)

If I was a second or third choice candidate for a role, and ultimately got an offer, is it fair game to inquire with the recruiter as to why the initial candidates declined? And should this fact weigh into my decision process?

Looking for honest opinions: would you trust career advice from someone who doesn’t necessarily have a background in career coaching but has always been “that friend” that everyone calls for career advice, resumes, salary negotiations etc?
I have a long background in management and have been very successful in climbing the ladder but I would love to start career coaching on the side. Any feedback is helpful!

Hey guys!

Can anyone give me ideas for remote jobs that can be done at my own time?

I work 9-5 and i would love to work a remote job during nights and weekends...

Can anyone say the hike percentage and bonus for TC at PwC AC for Associate 2 level?

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

I’m trying to get a job as a pharmacist at bcbs. Anyone ever worked there or have experience there? Any tips on how I could make my resume stand out for them?

Question: Do you put your cream and sugar in your mug before or after your coffee? Serious responses only plz

Random thing I am NOT looking forward to this summer: those people who bring half of Walmart's outdoor section to the beach. If you can't live for a few hours with 1-2 bags of stuff, you don't deserve the beach. Stay inside.

H1B visa stamped.

While applying for visa my company quoted 80K as compensation. Now they want to reduce it to 75K.

This feels like unfair practice. Is it common? What should be my approach?

Got my PERM approved last week and just submitted all the docs for the I/140/485/combo cards. How long it takes for attorneys to file it now?

Dubai people I live in Marquise Square tower and my neighbor is having a party literally every day till 4-5 in the morning- I spoke to him and he apologized and promised to keep it quiet but he didn’t. So I spoke to the security if they can tell them to calm down and the security said that he can’t do anything as it’s the weekend! Is that normal or should they give me a noise compliance and force him to stay quiet after some time.

Producers - what are you pros and cons with production co reps? What do you love/what do you wish they did differently?

What free PE news sites/blogs do y’all follow

PWC SA2 got an offer for 34LPA fixed.
Currently at DUSI at 24 LPA.
Worth the jump?

I have a promising interview at a relatively large law firm in my area (+100 attorneys) next week. The position is for a transactional role in their real estate practice group, and they are seeking someone with at least 2 YOE. I have a bit over 7 YOE with a strong real estate/commercial lit. background. Over the past two years in my current position, I've been doing a lot more transactional work. The split is around 50% transactional and 50% lit.

(Continued below)

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

What's your favorite story helping someone buy a home? I'm going through the process now and it's so stressful. I need a little positivity :)

Is that something that's available to Teachers in Louisiana?

What resources are there for single income teachers? I'm wanting to buy a house but struggling with my income being the only source.

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

Glad you are here to answer our questions. How exactly does landed work?