Has anyone switched from CMBS/structured finance to real estate? Do you recommend it?

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Does FIL provide Corporate NPS for tax savings purpose?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

New to the country. I need to fill the W-4 tax form and I don't know if I am eligible to any tax credits. Do I have the opportunity to change this later?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Hi - any good books recommendations for getting started on real estate investing?

Is NIO worth a buy here or are there better options for EV?

Why do people accrue prepaid expenses?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Newbie here to the bowl. I haven’t invested in Bitcoin before but would like to start. Any advice on where to start and an easy platform to start investing. Thanks!

Any idea how much clinical research managers make at Stanford cancer institute ?

My weird flex: Colt is actually v handsome (I’m a guy fwiw)

Facial skin is rough with ingrown hair (especially chin, neck, sideburns) due to constant tweezing. Doc recommends facial hair remover. I am afraid that will ruin skin. Any mild hair remover suggestions that work well on brown skin?

Anyone have the SPG/Marriott corporate code for Comcast?

My husband and I are going to Charleston in June. Looking for recommendations on lodging.

How is Austrian Air and Air Canada? Solid airlines for economy seats?

Favorite VC fund for tech startups? Any that you've heard terrible things about/that I should avoid like the plague and which ones am I more likely to have interested in me? Fintech product, with a social aspect to it.

Joining Google in a few weeks and assuming I will be moving to the Bay Area sometime this year. For people who have kids, what do you do about schools? My wife and I are looking to buy a place but most the public schools in the South Bay are rated terribly. It’s good to note we don’t have kids yet but are trying to think longer term. Are schools even considered in the resale value of a house? Thoughts and insights appreciated!

Has anyone thought of doing of a masters in CS instead of a MBA to break into product management?

Signed up for improv theater to break my presentation anxiety. I'm freaking out a bit - but hopefully it will help. Wish me good luck.

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

how do we get out?! i’ve been doing office work in a grocery store for too long… this was supposed to help me transition out of hospitality but it feels like i’m going to be stuck in a grocery store for the rest of my career
i guess i just need to voice my frustrations. it’s not that i hate my job or the field, i don’t. i’m just feeling extremely overwhelmed and discouraged i think. does anyone really, truly enjoy what they do in retail/hospitality?? needing some positivity

I am from Oregon I have been at my place of work for 9.5 years. I am a CMA. With this company I have been a Lead MA, Scheduler, Float Lead, surgery assistant. Basically the go to girl and been there done that. Currently I am Mohs Hisotech. I went to go ask my company for a rise and was instantly denied before I could ask for a raise. I make what I need to make. I make $28.78 and I know others make $30-$31 within the company. What should I do?

How can someone find a job localizing marketing content (taking poorly translated material and fixing it up for US consumers)? I've heard that it's a real job but can't find much information about it

Hi Fishes, If i extend my doj will it affect my joining bonus in ibm. Because in offer letter its mentioned as on or before doj. Thanks in advance IBM

Do you thank your tenants for paying the rent? A quick thank you text?

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

Any mid to senior level US Corp finance folks want to head to a tier 1 US firm in London? Hours around 2100 - top cola, could do double sign on for the right person.

Please DM.

Junior associate here, should I ask for more money if my firm is about 10-15 percent less hours but about 30 percent less pay? The gap will never be closed to the top pay scale at my firm but when I decided to come to this firm the pay difference was about 15 percent and not 30. Would appreciate any thoughts on how to go about bringing this up without pissing people off because I love the firm and do not want to leave

How many deals (M&A) is appropriate for a first year attorney? I'm wondering if I should be challenged more and worried I'm not excelling enough. I don't like having idle time, and feel like I grow more effectively with ongoing challenges. Not experiencing that now

As the indemnified party, do you exclude Indemnity obligations from the LoL cap?

Do you ever just want to leave this industry? But what do people exit to

Does anyone have insights into corporate group at Saul Ewing? Culture, pay etc.?

How do NYC big law real estate groups hold up during recessions? Are they one of the harder hit corporate groups or is there more stability?

Purpose of a W-9 on an acquisition? Who should be filling them out?

Any book recommendations on Clinical Trial Agreements?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

What year of practice did you start handling closings on your own?

Are there State/federal (or other laws) that govern the closure of a store? The entity owns other stores and will not be dissolving. Just shutting down one of its stores.

Curious as to how many deals at once is typical for a first year associate to take on (M&A, mostly private equity clients). Deal size is lower middle market and I’ve worked on deals ranging from $1-$110M. 2 deals at once is plenty for me, but it seems like my peers are able to take on more than that at once and still do fine. Maybe I’m just a slow learner/out of my league at the big law firm I’m at.

Could you please help me with how is workload n work-life at DELL EMC pune location for SAP basis consultant

Deal Lingo - I’ve seen a “Book of Banking Jargon” from L&Ws. Is there one out there for M&A? Also does anyone really know what dupe/duped means?! I use it not fully understanding it’s meaning. (Junior Tag)

What's the biggest salary jump you've made in CTL, and how did you do it?

Any recommendations for a book/podcast/self study materials for a new finance attorney? I have no background in finance and was assigned to a finance group. Help me!!

Who’s planning on leaving after getting their bonus?