Have a certain number saved up and ready to invest in real estate.
Two options here:
1/ buy a smaller/ cheaper place in an area that is easily to rent out. Take on a small mortgage which basically won’t affect my living standard at all and rent another place for own stay. Hope for capital appreciation of the property and sell it down the road.
2/ buy a place I really like and want stay in. It’s gonna be 40% more expensive than the first one which means - continue in comment

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

How to get more money? I have 3 YOE, and a firm wants me to join them for 95k? I need At least 100k to make it worth it. Since I’m at 85k

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Anyone looking at airline stocks or ETF play?

HYSA anyone recommends?

Valuations or FDD? Trying to decide which team has the best exit opportunities/WLB/interesting work.

Has anyone considered shifting from consulting to teaching? Doing PhD from top IIMs and working as faculty?

Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

I am a Management Information Systems grad student from University of Memphis, with a cumulative experience of 5 years ( 2years - Quality Data Analyst, 3years - Human Resource Co-Ordinator). I'm looking out for Summer Intern'22 in and around companies in Memphis and Nashville, specifically looking for recommendations for applied positions in FedEx. Any leads will be graciously appreciated.

Hello folks,

Is Anyone deployed to client location samsung from HCS, could you please share your experience about the professionalism, ethics, work life balance & culture in HCS-Samsung client location ?
Thanks a lot for your input

Esperanza Rising Resources. Have you used this book in the classroom? Can you share your resources? This book has so much about culture, migration, geography, etc. I may use to teach with Social Studies. Share links, resources, Teacher Pay Teacher ideas, etc. Thanks In Advance

Anyone got a Google Cloud contact or know what their email format is?

Any referral for Scrum master role.
Immediate joiner - 20 days.
Location - Pune, Indore.

Hi guys , I have a face to face round with the internal audit director tomorrow, can someone help with few of the things I can prepare ?

Also, what should be the compensation I can ask for 4.4 years of experience for the data analyst role ?

Need referal for pwc, infosys, e&y, kpmg, Accenture, wipro
Guys pls help 🙏

Ready to give referral for USI. Give me job id, resume and cover letter alongwith job id.

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

How do i join the consulting bowl on this app? I somehow cant find it? Thanks

Recently, as you probably know, Dr. Seuss's estate chose to stop printing a few of his older books that had offensive racial stereotypes. There was huge backlash from white people, including teachers here, screaming "cancel culture!"
Now we have a white guy who murdered eight Asians in custody, unharmed; while the police officer who killed an African American man for allegedly trying to pass a bad check is about to go on trial.
Full disclosure: I'm white. But I'm still enraged by all this. You?

Hello fishes,
Need 11 likes to enable DM
Please help 🙏🏻
Thank you

I have 4.5 yrs of work ex and joining as ACON at KPMG. Will I get promoted to CON in next cycle i.e October 2023 or so I have to wait until October 2024?

Hi fishes,
I am looking for remote opportunities in SDET QA Automation. Please let me know if there are opportunities at your company!!!
YOE : 4

Hear that appraisals happen for an employee every year around the first ever joining date. Is this true? And, does performance review happens with your manager or how does it work ?

Oracle job status : screening means?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

How can I invest in real estate ? Looking for an additional passive income source

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Any Property Management recs in Seattle area? :(

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!