Have to pay a huge medical bill of $10k. Which new credit card can I take and get a good return?
I have a CSR and Amex everyday card already. Also pretty darn good credit score
Thanks all!

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Amex play 100k Ofer through card match

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What do you mean by this?

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Negotiate a discount if you pay a lump sum or ask to spread out the payments interest free over X number of years.

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Yes, ask for itemized receipt of costs.

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Doctor of Credit Best Credit Card signup bonuses

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Borrow against your 401K unless you can get a 0% loan

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Ask for an itemized bill. Bet your payment will magically shrink

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Check if there are any cards that are offering extra sign-up bonuses at the moment (i.e 25% or 50% more than their regular one). Otherwise, it will honestly depend on what makes most sense for you, i.e if you prefer travel rewards, cash back, hotel points etc.

For a medical bill, I'd be tempted to look at a cash back card over points, especially if you already have CSR and Amex

If you have a business (rental property counts) get the chase ink. 0% intro apr and cash incentive for spend - not sure what it is these days

Yes, I have the CIC and CIP.

Amazon, Chase, US Bank, BoA, and Cap One will all hand out business cards for businesses with with 1 year of operations and $500 in expected revenue. I have close to 10 business cards currently.

Tell them you cant afford it and talk with the billing dept. if you have already had the procedure theyll negotiate with you.

Also a payment plan is probably a little better than a credit card.

I’m in a similar scenario, let me know which one you find maximized it for you. I’m leaning towards splitting it with two. The blue cash preferred for $300 on $3000 and then the Bank of America dash one for $200 on $1000. But then that puts me at 6 active cards which may be too many

C1, the current BCP public offer is $300 back with $3K in spend. The referral offer is $300 back with $3K in spend and a $200 statement credit for home improvement stores (good for the first three months).

I had recently taken the Amex card so the 100k/125k scheme isn’t showing for me. Back to square one

Current public Amex Gold offer is 60K pts, I have a 60K pt + $200 home furnishing store statement credit referral

Many people have said this but 100% call the billing dept even if you signed a form saying you would pay - everyone signs this form for non-emergency care and plot twist not everyone can pay - you'll probably get 20-30% off for a lump sum payment or can set up super low interest free payment plan

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