Hello fishes,
Can someone suggest/guide to buy term insurance plan under age 30.

Should I buy pure term insurance plan or it is fine to buy a plan which gives return after certain age.

At what point do you start paying taxes on your side hustle?

Looking for some boutique firms (healthcare/public health sector) that do work relating to social determinants of health, community health centers, population health, community hospitals. Any suggestions?

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Damn it JpMorgan ceo, all cryptos are down.

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

With 17.5LPA how much income tax are you paying every month?
What methods are you following to pay 0 tax?
Important:
Please don't ask YOE, Tech Stack..
Fed up of seeing these same questions...

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What are all the ways to save income tax?
CTC 9.8L

I’m looking to transition from healthcare to healthtech. I’m the head of marketing at my organization but I’m open to non leadership roles- demand gen, brand, communications and product. Please send me your recommendations!

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Any good matress suggestions? I know this isn't the right forum but we all care for a good sleep so just wanted to get others thoughts

Hi techies

I am a python developer with an experience of 3.3 years. my current CTC is 7 lakhs.
How much salary can I expect If i switch now?

Any tips on starting a side project to boost my chance of getting hired as a PMM?

Who does the Director of Product Marketing typically report to (besides the CEO in tiny startups) ? VP of Marketing? I can't imagine it would be housed under Product/Engineering...

Has anyone quit without backup offer? Did you regret doing so?

How many jobs can you apply within Google if they are similar functions but for different teams or locations?

Any thoughts on McCann Health NY, and Red flags? Do they have a good structured/balanced workflow and team per department for things to be balanced out for each member, and good work-life balance? Anything to consider when applying there?

Does anybody know about part time projects in tcs?

What business units or segments in TCS are led by European, Far East, or South American based leaders?

What are some good books to read if I want to learn how to better show up for the team as a manager?

Hey does anyone have any air purifier recommendations? Perferrably ones with low EMF radiation.

Hi , can we bring our personal iPads/ tabs to office?
Before how many hours i can register for ad hoc ? Before how many hours should i register / edit normal cab options? Please clarify .

How is the Torrance area?

Partners, what is your magic number (in terms of dollars in the bank), after which you intend to retire?

What are the 1-3 things that help you find meaning in life? Whether it's your work, friends, family, a cause you support, or something else

How common is it to get a signing bonus in tech. Does it depend on your level? If so, at what level?

I've decided to leave public for an Accounting Manager position in private. What are the different types of companies to consider and the pros/cons? What are the best ways to get the position? I'm leaning toward GL accounting at a publicly-traded company. My background is 3.5 years audit and 2.5 years technical accounting advisory.

On offer letter company has given 4-x-22 joining date and I have also accepted it. Current employers LWD is 15-x-22 . Current employer is not releaving before LWD. Gap is like 1.5 month between joining date and LWD.
Is there any possibility that company will reject/ revoke offer given?

I had initiated my resignation on the E-exit portal of EY-GDS about 2 weeks back and Counselor has approved it. But all the approvals are still pending in the 'No due' tab. Usually does those get approved only 1-2 days before the last working day? Please let me know.
Also laptop to be returned on last working day,right?

Can we declare tax on my mother names for hra ?? Will there be any verification for the same

Hi everyone

Can anyone help me what all do i need to prepare for a business analyst interview.

Does wells Fargo provide relocation from Hyderabad to Bangalore?

HELP!!!

Good day!

Looking for a referral in product based company or new startup company, helping hand would be much appreciated. Thanks!

Skill set- windows server admin & VMware architect along with other skills like active directory admin, nutanix mgmt, dhcp, dns, gpo mgmt, scom patching, sccm, network troubleshooting, storage mgmt and etc.

Service notice, lwd is March 7th.

Thanks.

How is Infosys Consulting as an organization? I heard that it is different than its other entities (Infosys BPM, Infosys Ltd, etc.) and is doing good with projects and quality of work. They are offering a decent 60% hike on CTC basis for Sr. Consultant role. Is it a good move to move from Cognizant Consulting to Infosys Consulting?

Can someone working at ZS please let me know how long it takes for offer letter to be sent after final interview? TIA!

P.S. Optimistic about the offer. Kindly look past that 😅🤞

Hi Fish,

Is 12 LPA basic and 6LPA HRA are fine in 30LPA?

Need you comment.

Thanks

Hello Everyone,

I have joined wipro on 31st Jan 2022 so as per 6 month calculation my probation period will end on 31st July 2022.

If before 31st July I am putting down papers my Notice period woud be of one months right and not 3 months since my probation ends after 31st.

As per offer letter it's mentioned in probation notice period is of 30 days.

Please let me know if my understanding is right ?

Thanks in Advance.

What is the average salary of a 4 YOE Qlik BI Developer in India

Hi Fishes,
Which is best to join tomorrow is my last working day
1.INCEDO-20Fixed +1 joining bonus
2.HSBC-16Fixed+20%Yearly bonus(3.2lac)
3.Tech mahindra-19 CTC

Total CTC is 190,000 MYR in Malaysia and in Bangalore it is 28L INR . What is the better option.?

Friends. Help me with your insights.