Hello fishes,
Can someone suggest/guide to buy term insurance plan under age 30.

Should I buy pure term insurance plan or it is fine to buy a plan which gives return after certain age.

Posting as :
works at
You are currently posting as works at

Just Buy Pure Term Insurance Plan. I recently bought it.

like

1 CR Insurance from Max Life till 60 yrs. Age .. Check in PolicyBazaar. Maybe I can refer you if we both can get some benefits.

like

pure term plan, watch labour law advisor video fro same.

Also add one addon for waiver of premium

like

Go for a pure term insurance plan only and also use some additional rider according to your requirement. Also compare a few important ratios like claim settlement ratio, Amount settlement ratio etc. for all the insurance companies in the market as of now.

Personal opinion: You can opt for Tata AIA, HDFC Life or LIC. Don't go for any other company.

like

@Author You can opt for Tata AIA Sampoorna Raksha Supreme with any relevant rider of your choice.

Related Posts

Offer evaluation

Major healthcare player
Director Analytics
Base: 240
Bonus: 48k target (can be higher based on perf)
Equity: 40k annual
Sign on: 75k

MBB, 10 yoe

Side note: super interesting role for me. See it as the future skill set to covet (corp strategy is a little played out)

like

Hello Fishes,
Is anyone working as insurance business analyst with MT??

Hi Fishes,

My wife is getting transferred to California and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

like

What is the difference in subscription to notified and subscription to approved mutual funds?

like
like

Hi all. I'm new here, still trying to figure things out. 17 years experience in litigation insurance defense in various practices areas seeking preferably a remote position, but open to hybrid in ATL.

like

Come thru with that .0000009% conversion rate

Post Photo
likefunny

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

likehelpful

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

like

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

like

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

like
like

I want to buy a townhome or small house but I have no idea where to start. I’m a single, 24 yr old woman with 2 puppies so I just want a nice place to make my own. I don’t make much so I don’t know what I’ll be able to afford or what areas to look in since Atlanta seems to be so pricey, though I have no debt. Any advice?

like

Does anybody else think this $2 trillion bill is ridiculous? I understand the why and benefits etc, but just like at a certain point isn’t this all just funny money? Playin w/ money no one really has?

like

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

like

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

like

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

like

I'm a senior and started out over a year ago. What would be some good low risk investment options? Have about $15k to invest. Open to investing in India or in the US too. (No crypto pls)

like

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

like

Qualys is very bad company, nothing positive, only good thing medical insurance and 1 month np

More Posts

like

How is variable bonus calculated in LTI ???
my joining date is dec2021

What is the best way to separate work / personal life? What methods do you find work the best for you?

like

I got the mail where i need to upload the document for processing.but in mindtree home page i am not able to see any upload option.could you please help guys.should i sent the document in that mail?

like

How do you effectively plan for retirement?

like

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

likefunnyuplifting

NEW TO THIS APP!
Requesting a few likes to start using DM.

like

My team oversees internal comms and we’re in the process of signing on BananaTag.

Any fishies out there that can share what level of reporting + KPIs you’re providing leadership?

We plan to use it for exec comms and department-level leadership (HR, IT, etc.).

We’ve historically done mass communication through Outlook, so this will be our first time getting insight into staff e-mail + Teams performance.

like

Anyone here work at BAH and Accenture? Is it manageable?

like

Any openings for freshers for BCA in CTS.. is Genc is still in progress?

like

What is the salary expectations in cognizant for 3 year Java developer in Pune location?

"You're an accountant, you're good with numbers right?" Me:

Post Photo
funnylike

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

like

Wishing you all a happy holiday (if you have one). 1st year litigation associate here. Just wanted some ideas. How would your firm organize a virtual xmas/new year party?

like

What’s the best way to turn down a 2nd interview? During the 1st interview, I learned that the compensation for the role is not within the range that I am looking for and requires 400 more billable hours a year than what I bill now. I’d basically be laterally for my current salary just to bill 400 more hours. I also wasn’t aware that the local office was strictly ID. Firm website advertises lots of practice areas. Any advice? TIA!

like

I’m sending close out emails and don’t want to be disingenuous. What do you say when it was NOT a pleasure working with someone? Looking for ideas on how to close out the message.

TIA

like

TCS annual hike is on full CTC or only on Basic or fixed component?

like

Favorite jeans brand for wearing to work in a business casual environment?

like

Dear fishes,
Could someone refer me to PO position with Siemens healthineers?

like

Hi Fishes, Can someone refer me, have the job id with me?
Thanks

like

Additional Posts in Consulting India

Is it a wise decision to join LogicMonitor Pune?
I have also offers from Opus Consulting Solutions and T - Systems.

Please help.

Hello Fishies,

Please can pour some suggestions as I need to confirm by
tomorrow.Got offer from EY in Technology Consulting at a Senior Consultant Band 4...15 LPA + 10% hike...YOE is 10. Will be my 2nd change.I asked them to wait asI am expecting a market revision. I mentioned to HR in earlier discussion but now they r now asking me to join immediately without considering the revision.
Is SC band 4 a senior role and salary is justified?

like

Anyone here in cybersecurity consulting?

like
like

Hi guys, pls help. confuse between below two options. which will be best for career growth
1. Publicis Sapient - x ctc
2. Ust Global - x + 2 ctc
no variable
tech stack - java springboot aws
yop - 4.1

like

Off topic

Kindly suggest some stores in Bangalore where I can buy Home Appliances for maximum discount. Shifting to Bangalore for the first time so please provide your inputs.

Hi friends. I have been offered Manager designation at EY GDS in Consulting. I have 9 years of credit risk experience in BFSI companies (apart from 3 years of pre-MBA experience in IT). I have no prior experience in consulting.

Is it a good decision to join this profile? What would be the day-to-day work of a manager be like?

All your valuable inputs would be really helpful.

PS: Is the designation reasonable? I see some people with 6-7 YOE as managers and with 8-9 YOE as senior managers.

Anybody help me in selecting the from 2 organization i.e.
i: 8.75lpa for tcs
or
ii: 15lpa for wipro
Which one to choose

funnylikeupliftingsmarthelpful

Hi Fishes,

I was supposed to get my revised compensation letter in the third week of September as communicated by HR.

It might be a silly question but third week has already started or it will start from 15th of this month?

Which cycle they usually follow?

Hi All,

Does HCL pay 100% monthly variable component ? Also do they provide sodexo card as food card. Can anyone let me know ?

Is it true that in consulting role you work only one project at a time and that too lasts only a couple of weeks?

like

What’s the longest amount of time that you’ve spent on the bench?

like

I had initiated my resignation on the E-exit portal of EY-GDS about 2 weeks back and Counselor has approved it. But all the approvals are still pending in the 'No due' tab. Usually does those get approved only 1-2 days before the last working day? Please let me know.
Also laptop to be returned on last working day,right?

like

I found this is the easiest way to know about DevOps (Development + Operations together).

Post Photo
likefunny

My gf and I are planning a month long work holiday from Malaysia. Which city do we stay for 4 weeks, such that we can go to all tourist spots during weekends?

I plan on working for 2 weeks and taking 2 weeks of PTO. Working from a different country is not a problem from my org perspective. Its highly encouraged, in fact.

Will TCS give me 25LPA? YOE 4

funny

Hi everyone... Kindly let me know if any openings for freshers in pharmacovigilance Or clinical data management in bangalore location.....

like

everyone,
Working @Infosys, 2.5 YOE.
Looking for open positions in Software Development.
Please help.
Last working day : 14 feb 2022

like

I have total 6.4Y of experience and technical round completed in Capgemini then when I will be having HR round and how many days it will take to release offer letter once HR round completes if I am eligible for HR round. And how much package I should ask as per my experience in Hyderabad location?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal