Hey y’all, I’m in California and I’m paying an auto insurance of $1495/6months with Progressive. It’s nearing the 6month mark. And I feel like it’s a lot. Mostly cause that’s almost $3000 for a year which is ridiculous. I drive a 2023 Toyota Corolla LE . Any advice on which insurance company to check out?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

How much money do you keep in your savings account?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

In your opinion which is the best target fund to choose in IRA Roth?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

For a top Producer of 3 years, is it appropriate to now ask for a raise in my base pay? Base was 42,500 when I started, but now inflation + 2 children later the base pay barely gets me by. Any thoughts are greatly appreciated!

Did anyone have to interview with McKinsey alumni during the McKinsey interview process and how was the experience. I have an interview in two weeks.

Software Sales: How long did it take back then to close your first deal?

Currently going to school for my cannabis certification but I rarely see any jobs that offer cannabis research. I currently work in a lab/greenhouse environment and would love to continue that line of work with hemp/cannabis. Yet again no luck whatsoever, just finding jobs as budtenders or running a dispensary. Does anyone know where I can find research-based cannabis jobs? I have a degree in horticulture with lab experience.

What is the CTC like for software engineer role in Lowe's?

I need one like to start chats. Appreciate your help

Hey fishes need 11 likes help me out

How are Corporate Development and Corporate Finance roles different in Industry? Is one sub set of another?

Hi all ,
I have 2.8 years of experience in JavaScript development (react , node ) and CTC of 5.25 lpa .is it okay in terms of industry standard ?how can I make my package better ? .How does a react developer get into higher-paying product firms?

Has anyone found dating having kids challenging?

I’m looking at lessons with a pro. They offer packs of 30 min (6-pack) and 60 min (3-pack) sessions. Is there a benefit to one over the other? Is 30 too short or 60 too long?

I’ve never taken lessons before, just played my whole life. I’m a mid 80s golfer trying to get more consistent and break into the high 70s.

Looking for prep partners for BCG (US office), any 🐠 interested?

Hello fishes,
I am actively looking for a change. please let me know if there is any opportunity for me.
Thanks
Tech Stack: node js, git, angular, javascript, sql, mongodb
YOE : 2.7 years
Last working day: 26 th August

Hi,

any openings for mainframe position for 2 years experienced. Would appreciate your help for me.

Please let me know if there are any openings. Thanks in advance!

How do I effectively utilize my special ed ea?

In your opinion, are the wall street prep courses good for getting a practical exposure to financial modeling and add value to resume? Are they similar to real life cases? Is it worth it?

Thanks

What’s the comparable Audi to the bmw 540 and which one (Audi vs BMW) is the best bang for the buck?

Are luxury brands worth the money or are you paying for a name ?

Any Range Rover Velar owners/leaseholders here?

Would love to hear about the good, bad and ugly. TIA 😊🙏 Also about whether you own or lease it.

I just had a colleague ask me my opinion on a few cars since she’s buying her daughter’s first car. Went through a few brands trying to get a sense of where her mind was, and as soon as I mentioned VW she said “oh, they’re owned by Mercedes and we had bad experiences with Mercedes years ago.”

What comically incorrect car things have your coworkers said to you about cars?

What car do you think is the most over-hyped? Or what car can you not believe people spend their money on?

Can we consider cars from the 90s to be classics?

Sub question: what's your favorite 90s-era car? Extra points for pics.

Can anyone share hands on/ownership experience with a CX-30?

Eyeing the jag i pace but I’m one to buy a luxury car just a few years old with extended warranty... ughhh @ the human desire and itch to get more.

Who are worse: Altima drivers or Dodge Journey drivers?

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

Does anyone here follow Your Auto Advocate (renamed Your Advocate Alliance) on YouTube? Trying to learn how to negotiate to buy my first car. As if I wasn’t nervous enough to negotiate pricing before I’m even more so with 2022 market situation. Just wondering if anyone has used that channel or others similar to buy a car for an agreeable price these days

Anyone have experience with the 2014-2016 Audi diesel sedans ?

Other than a Tesla, what make and model has the best acceleration per dollar?

Any idea why the new M3’s got the hideous grill yet the new 3 series don’t? I feel like all past M3’s had the same body as their non (pure) M counterparts.

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Please settle this argument between my friend and his brother. If you had to race, which car are you choosing between a 2022 X6M BMW vs 2021 Hellcat Durango.

High performance wagons? Have under 2 years left on my m340 lease and really wish we got more wagons over in the States. Anyone have any recommendations for consideration? 2 kids fit fine in my car now,
but could use more space and do not want a SUV.

Porsche Macan S, cayenne coupe, or Audi RS5? 29M and I can easily see myself driving and loving all three options. I know they’re different but at this point I’m prioritizing:
- Looks
- “Sex Appeal”
- Comfortable enough ride