Hi all - can anyone tell me the pros/cons of a HELOC loan?

What is the most difficult part of buying a home for the first time?

How do you find lenders? Should I pick a realtor first?

Is buying VIX Puts and SPY puts a good strategy to profit off of coronavirus volatility on both sides this coming month?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

How many people in the US can actually do a tax return from prep to delivery?

Is it technically possible for a realtor to both represent buyer and seller and earn from both ends?

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Ross or Fuqua?

Who is inspiring you in equity education? Share below!

If you got an offer at each MBB which would you pick and why

What’s your biggest win of 2021?

Drop it below and let’s celebrate 🥳

I’ll go first…

Is there a reason some of the biglaw websites look like they were made in 2006? Surely that reflects poorly on a company

Side hustle or startup ideas for someone who isn’t technical/doesn’t code? Where should I look or where to begin? I don’t have any strong passions or specific skills that I’m confident in. What books, articles, blogs, orgs, events, people I should follow for inspiration that has helped you? I have some cash to invest and am looking for a part time hustle that can cash flow at least a little bit of money on the side.

Anyone in tech recruit in Vietnam? What platforms are great for engineers? LinkedIn doesn’t work well there.

Hi Fishers
Need your expert guidance! Having 2 offers from qualitest and Capgemini for devops engineer role! JD is pretty much same in both the orgs but Qualitest is providing fixed X lpa and Capgemini is also giving fixed X.8 lpa. So which offer should I consider? Please help me here!

looking for a Salesforce developer job role. i have overall 2.5 years of experience and 1.5 years in Salesforce development experience.

Hello fishes, need some help. Can anyone share how it is to work for tesco bangalore? Is it a good place to work in terms of learning, tech stack and job security? I am considering accepting a tesco offer. Here are my current options: 1. Tesco - SDE2, 50L full fixed. 2. Walmart - IN4, total around 50L(per year) -35 fixed, RSU 8L, variable 8L(4 year vest). 3. Paypal - SE3, total around 50L(per year) - 32 fixed, 3.2 variable, 34 RSU (3 year vest). Cctc - 23L, YOE - 6. Walmart ,Paypal ,Tesco

This is my first post being a PRO member! :D

What's a reasonable price for a bodybuilding prep coach (natty contest)? Mostly posing and peak week

Hi All
I have joined Cts on 10 oct.
I have 2 year of experience as a Java developer.
If anyone have any suitable project opening, please dm

If you wold like some assistance with classroom management or even managing your owe children, check this out this resource.

Do you must check “Yes” in the application form question “do you need sponsorship in the future?” when you don’t want it and just want to work until the OPT ends?

EY vs KPMG gov/fed audit? The good? The bad?

Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

What’s the relocation perk while joining ADP?

Bhagwan ka dia hua kafi kuch hai, 5.5 saal ka experience hai, 18 LPA ka package hai, 3 saal ka Selenium, TestNG, BDD, Java mei experience hai. Bass kami hai toh ek lambe 35-40-50 LPA ke package ki.

Hence I need help, I will be looking for a switch in the next 2-3 months, but this time I want to make it big. I am ready to work hard, just need guidance from you, as to how to improve myself and gain a good package along with great work culture. Madad kro yar, gareeb ki dua milegi😁 TIA 🙂✌️

Do you thank your tenants for paying the rent? A quick thank you text?

Any Property Management recs in Seattle area? :(

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Is it common for HOA to ask you to prove your car registration is up to date?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone here used New Western to buy real estate deals?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?