Hi All: new to the bowl, been reading thru the posts. Seems that most here advocate using ETFs for their investments? Is this the prevailing strategy now or just the best passive one? Newbie investor.

like
Posting as :
works at
You are currently posting as works at

Simplest starting strategy, better than stock picking, which is what a lot of people assume is how investing works.

Not a bad idea if you're starting out, but I find the people really pushing it and lecturing others about investing to be quite annoying. It's not really a strategy, it's a lower risk allocation for long-term gains. Determining when to diversify beyond simple ETFs/MFs is challenging to a lot of people.

like

What do you consider the next wave of diversification outside of ETFs etc? Is it pushing to more speculative investments, single stocks, buying properties, investing in businesses, etc?

Curious for some perspective and when you think the ETF model starts to not scale appropriately

Would be a nice problem to have someday for me 😬

like

It was just easier to understand and less work having to continuously monitor it since ETFs like VTI are so diverse.

like

Related Posts

I would request a Partner to please elaborate on the process of becoming a Partner at PwC/ Big4. Also, how much capital contribution is required? Do they share profits? On what basis. Etc.

like

Might be a dumb question... is there any way to refi and use the home equity to pay off mortgage?

like

What’s everyone buying nowadays? I’m considering AMP but unsure

like

$135K annual compensation with a monthly mortgage of $1300 plus 500 condo fee, MCOL to HCOL, thoughts on this?

like

How does the housing market work exactly, like, what determines whether prices go up or down?

like
like

Can you withdraw money from 401k? What the penalty and how to find out?

like

I can help setup investment properties through debt service loans. This can definitely help with passive income

I'm new to cryptocurrencies and looking to get involved. Every article I read mentions to "do your own research" which I obviously agree with, but how do you all do your research? I'm not very techy

like

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

like

So... given the downturn, anybody have stories of friends or family (or perhaps you personally) who have quit their jobs because of crypto income?

Can someone help in telling me the take-home salary/month of the below structure after taxes?

Post Photo
like

Hi folks. Moved on 10/1 from Chicago to NYC. How will my capital gains be taxed in each state? Prorated ased on the % of total income in each state? Prorated based on the % of time living in each state? Based on the date I sold each stock? Is there a legal way I can pay all my capital gains tax in IL instead of NY?
Thank you

like

To the Crypto Castle!!

Post Photo
like

Oooiiiiiiii I’ve lost so much money since the market has been down. Why are things so badddddd :(

likefunny

How much is rent about in the Los Angeles, San Fran or San Diego area?

likefunny

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

like

Anyone have a solid, well researched and practical plan to create meaningful wealth? (7-10M +)

likesmart

Fish Fam - Any suggestion on the distribution? Age 30 - Can take above average risk if returns are better.

Post Photo
like

Which one would you buy as your first property: Condo or Townhome or House?

like

More Posts

Day 5 of Wellbutrin for ADHD. Already seem to wake up easier and been able to focus a bit more. Really hope to keep seeing improvement and this isn’t a placebo affect so far!

like

Which agency has BIWOC in leadership?

like

How do you guys manage to eat when you're swamped? Between my workload and the stress of the upcoming holidays, I feel like eating just gets totally forgotten.

like

Do firms check grades for experienced applicants after one year out of undergrad?

like

Good Q. For our 1-3 year people, it’s a 1 hour 2 staff interview. Everything above that is about 2/2.5 hours with 4-6 practice leads/senior staffers and our GM.

like

Any recommendations for good lunch places?

like

https://juicyfields.io/

JuicyFields is a medicinal cannabis crowdgrowing platform that connects people with licensed producers and distributors from around the world.

likesmart

Big pharma corp strategy roles. What kind of exits after a couple years in role?

like

What advice would you give to someone who wants to quit consulting and start their own business? Is this something you would encourage your younger self?

like

Currently working as a Relationship Banker. Haven’t had no complaints with how Chase has handled the pandemic from the consumer banking side. Recently I was asked if I was interested in a Financial solutions advisor role at Bank of America. Things have slowly began to pick up at our branch and while I would like to continue my career at Chase. The bump in base salary increases as well as the earning potential. Any advice on how to make a decision? Things to consider besides pay?

like

Ive been practicing in TX for 2-3 years at a big law firm doing mostly bankruptcy work (and some trial) and looking to clerk at a bankruptcy court in SDNY/DDE/EDVA (I am well aware of how great the SDTX judges are but I am set on leaving Texas). Anyone familiar with how many apps these judges normally get or what makes candidates stand out? Are these judges generally not interested in someone who has practiced in a different market?

like

Hi! I am a college senior preparing to graduate this May. I would love to hear any tips for an aspiring Human Resources professional--companies to target, roles to seek, industry-specific interview advice would be greatly appreciated! Thanks so much.

like

Business Analyst at Leo Burnett? What would that entail? I thought they were an ad agency.

like

Have any respiratory therapists found jobs OTHER than being a clinical RT? I want to possibly change careers, but I am finding that a lot of jobs (clinical liason, utilization review, etc) want you to have a nursing degree, not a respiratory degree. I feel like as an RT we are limited to jobs.

like

2 weeks since retrieval and sudden lethargy has taken over. Currently on period . has anyone started feeling extremely sleepy after egg retrieval or just perpetually tired? I also was feeling a little depressive

like

Anyone here in strategy & ops willing to chat? Thank you!

like

What are your favorite investing book?

like

My 6-yrs H1B will max out in 20 months (including recap based on the time I spent outside US). Does anyone know if it’s possible to switch to a PA/industry firm that would like to offer Day 1 GC? I’m at Big4 audit and my GC is in job posting. Just curious in case job posting doesn’t go well but I’m worried i have too little time left in H1B to switch

like

Does anyone live in Tracy/Mountain House area and can tell me how you like it ? We are trying to buy a house and contemplating moving Far East.

likefunny

Additional Posts in Personal Investment Chatter

I recently opened a ROTH IRA account on fidelity. What are some good funds to invest in long term? I don't plan to actively trade my IRA account. I'd like to set it and leave it

like

How much do you let a stock’s price fall before you sell your shares? 10% price decline enough?

Perfect playground for day traders...

Post Photo
like

Just inherited large sum of money (~$500k) from family. I'm 27 and newly wed. Not sure if I should put that all in my current portfolio. Don't plan on getting a house yet; live in high cost area.

like

Thoughts on partnering with friends to purchase rental properties? Any experiences/ advice to share?

like

Anyone brought a Mercedes-Benz GLA,B or C recently? Can you share what price where you brought it from as well as any packages you got? And first time care buying tips is very much appreciated! Thanks !

like

My programmer wife and I are about to reach 250k/y household income. How do we find a good personal accountant to help us save some money in taxes? We already have a 401k and IRA accounts and no home or children. I feel TurboTax might not be our best option anymore. Advice?

like

I left my firm on Friday, I am looking to roll over my 401k any recommendations?

like

Will Moderna ever go back? The drop is getting me nervous now…

like

Spouse and I both have Roth IRAs with about 11 closed end funds between us (Pimco, etc) that generate monthly dividends in hopes that the balances will grow by retirement and have a nice stream of inc

like

Anyone able to get better than 2.875 on a 30-yr fixed rate conventional loan with no points recently?

likehelpfulfunny

I’m a Army reservist and retiring In a few years. Will be getting healthcare at age 60 for the rest of my life. Does it make sense to put money in a HSA?

like

I have a dumb q. I apologize in advance. Do investment bank analysts (eg in M&A or equity research) research mutual funds and pension funds? Do hedge funds analyst only look at hedge funds? I’m so confused lol

like

What's the biggest challenge you've faced this year?

like

A friend had me thinking about wealth management. I’m curious when are FAs paid the management fees and performance fees on AUM or profits respectively? What if client changes FA, you leave the firm, or client takes out money? What if equities aren’t sold for multiple years, then when would you be compensated for the increase (performance)?

like

What are the best small cap stocks to look at? I feel like I'm very heavy on large cap :/

like

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

It’s a small thing, but a big win. After years of feeling financially insecure about an economic downturn, I’ve finally hit my emergency fund goal of $12k. Currently it’s in an Ally high yield savings. Any recommendations for better places to start it?
Happy Friday, y’all.

likeupliftinghelpful