New year res is to be involved/learn about investing. Starting point is to find somewhere to park my efund/ savings for house somewhere short term....CD? Mutual Fund? Something else? Working with ~22k

Thoughts on debt finance vs. capital markets for lifestyle?

Best resoures for realtors just starting out in their career?

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Thoughts on whole life insurance? Worth it?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Has anybody invested in Yamuna gaur city or planning to do so?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Best place to find blockchain savvy angel investors?

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

When there is FUD you buy

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Can anyone speak to the presence of impact investing across PE versus VC or HF?

For context, I’m going for my MBA next fall (targeting M7) and want to pivot into impact-focused finance but am struggling to understand which option is best. I’m going in with 3 years of tech consulting experience (data & analytics) in the financial services industry.

Has anyone done an MPhil+DPhil in eg economics in Europe? What are admissions standards like at Oxford, Cambridge, LSE?

SPHR exam- has anyone ever been “randomly selected” for an application audit? This just happened to me and the sheer amount of effort that is going to go into collecting all the documents almost makes me not want to follow through. Since I didn’t finish undergrad, they’re asking for a copy of my high school diploma or transcript and that itself is going to be an absolute nightmare to get hold of. Guess I’m not really looking for a solution here, just venting.

For the people who earned the SHRM-CP, did you feel it was worth it? I have an indirect HR position, been applying for more HR focused positions and wondering if this would help. I got the CAPM (certified associate of project management) in December, but that hasn’t really changed things. Would love some opinions before working on another certification!

Any Deloitte recruiter in here to help me on my application? I am stuck on submitting the application because it is saying ''there is an existing application by this phone number, so log in continue", but I can't see any continue option!

Best resources to prepare for online BCG case?

Hi all,

I'm trying to learn SAP MM (P2P Cycle) from scratch. I have only worked on SAP C4C (Cloud CRM of SAP) until now. So, no ABAP experience or any On Prem Functional modules. Where do I start? Where will I find the necessary resources? Please help.

Thanks!

Please suggest:

I have offers from John Deere, nagarro, protiviti and IBM.
I have 4.4 years of experience in sapui5/fiori, ABAP basically sap full stack.
Any suggestions which one I should join?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Does anyone have recommendations on a good coach for case practice? Looking to do maybe 2-3 sessions (I'm currently at intermediate level) and looking for someone that's not very pricey. Thanks!

How do PPMDs make sure when you are replacing an incumbent, you don't get handed down a broken system ? What sort of knowledge transfer and contractual framework do you get the client to agree to and how do you negotiate on that? I feel clients are not always honest and hide a lot of landmines which a consulting company can walk into and blamed for it.

Hi, I've got an offer from Iqvia for the role of an associate consultant.. I'm highly inclined towards working with data using SQL/Python which is my skillset.

Just wanted an idea about the amount of exposure i can expect and whether the work is enjoyable.

Thanks

Has HCl reopened their offices in India. I was having hr discussion and they told office have been reopened.

Is there such things as FP&A positions in Big 4? If so, are there better times to make the change than others (I.e. at senior vs manager)? I’m currently in FP&A and looking to work at a Big 4, or another company that offers the ability to move abroad. My current company and many others I know about do not offer the mobility to do so until much later, which is not what I want. Thank you.

Thoughts on Neuberger Berman? 1. Broadly speaking that firm / 2. More broadly, corporate strategy within a financial services organization/asset management

Hi fishes,
Looking for referrals in automation testing.
Tech stack - Java, selenium, TestNG, Cucumber, Postman API.
YOE - 4

Notice period 30 days. Chennai location preferred

Why does my mattress feel harder in India

When to buy back in to triple leveraged etfs 🔮

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

How old were you when you reached your first 100k net worth? (All assets minus debts, Inc retirement)

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Thoughts on Employee Stock Purchase Plans with a 10% discount? Is it worth it given the lock up period and market volatility?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Very basic question, newbie here: how much does EY contribute to a 401k?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work