Hi all. We’re first time home buyers in NYC and looking to buy in the city. We’re in our late 30s and waited too long to buy and now we feel like we’re ready for the commitment. Although there’s high interest rates and low inventories, but we know that even with high interest rate and home prices, we are willing to pay more (hopefully temporarily) for the sake of ownership. Plan is to finance the home with 5-7 year ARM loan and then refinance when interest rate drops. Contd.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

What’s better the S&P or a total stock market index fund?

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Curious: What percent of your income do you give to charity?? 💰💸💰💸

Amex Platinum or Chase Sapphire?

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Trump's stances absolutely disgust me. I don't understand how anyone can support that type of racist bigotry and share his rhetoric. Today isn't even the day for the political nonsense, especially if

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Any suggestions on appropriate Spanish movies to show in my Spanish 4 class with video/lesson plan? We have two weeks left with seniors and I got through my curriculum

What are your favorite suppliments to give students for lessons covering Civil Rights?

You just finished teaching a skill / topic in your lesson. Children are now off to work on that skill independently: who are you targeting first to support, your students in the red or your students in the yellow?

Is 49,000 a fair starting salary for a scientist 1 with a B.S in biology in Philadelphia?

Hello Fishies,

Which level or designation is the Finops Specialist, L4 role in Amazon. What designation will reflect in offer letter?

Hi team, thanks for joining lets grow together.

Just joined this bowl and disappointed to find 80% of the posts are just people too lazy to read their employee handbook... I’m here to ask, any firms offers MilkStork as a benefit.

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

EY folks, anyone get their Invisalign covered by insurance?

Ladies what are the best apps to find a one night stand with a normal guy?

just got a full time graphic design job. is there any reason why using the work-provided adobe creative cloud account for personal use is a bad idea? like privacy or something? i’m thinking of canceling my personal subscription and saving some money.

I keep giving staff more chances to do simple tasks and work on improving his soft and technical skills and he is KILLING ME

Are firms willing to clear an experienced hire? This is coming from someone that won't mind sitting in a scif all day.

Remember, its okay to not be okay.
Take time off and do what you enjoy.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Any Property Management recs in Seattle area? :(

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Is it common for HOA to ask you to prove your car registration is up to date?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Does buyer have to share appraisal with seller? Can seller request it?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Any one knows what’s the easiest way to order a radon test for new construction?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)