Hi friends,

I'm 27 years old ,married women with 2 YOE with 40k salary.

I'm the sole bread winner of my family .

I got married 2 years back , i don't have any savings in my hand , all my jewels are in bank for loan, and all 40k is paid for loan , apart from that we would need to keep any jewel for groceries/food . I don't know how to come out of this .

Now my husband got job , and we could able to save 2.5k everymonth , please suggest SIP plan for 20 years which gives good returns,pleas

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Is now a good time to buy property in London? For investment purposes.

Thanks

Hi do you interview from time to time just to check what’s your market worth?

Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.

Use savings to (partially) pay for business school or invest and fully cover via loans?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Which bank account is better for salary account?

HDFC
Axis

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

If anyone has completed the REACT associate certification or knows somebody who has please reply. It's urgent.

I’m located in WA and have been working as a certified medical assistant and front office specialist for the same organization and have 10-11 years experience. I graduated with my BS in Healthcare Management last September and I’m currently fast tracking my MBA in Healthcare Management. I have been applying for leadership roles over the last year and haven’t made any headway. I’m looking for some advice on actually moving into a role utilizing my degree.I currently make $25.80, with a raise soon

Hello Fishes,

I am a 2022 MBA graduate working at Deloitte as a consultant. I am a part of their internal strategy team (non client facing role). I have a prior workex as a software developer and I am looking to make a move to Product Management.

I want to understand few things
1. How difficult is it to move to a PM role with no workex?
2. I am getting paid decently here, does PM jobs also pay highly (I am expecting a CTC of ~25-27LPA)
3. How to prepare for the interviews?

CD’s seriously need to stop using “ALL IN” as a way to guilt people for wanting a social life.

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Launched my first startup! It started last year after getting fed up with the gamification of stocks, so I started to research angel investing, but I couldn’t t find any high quality pitches with free access…. so I decided to develop a solution myself

My network is a completely free and automated deal sourcing solution that matches investors & entrepreneurs. I would really appreciate anyone willing to check it out! Takes less than a minute to sign up and free.

What platform do you use to buy Bitcoin and Ethereum? I need to move off of Robinhood and am looking for a platform with low transaction fees for buying as I DCA and occasion sell each year to step up my basis.

Aside from pwc, are there any other big4 that are offering fully remote positions for external or internal audit? Don’t see any remote positions on the career pages.

Me? I was just buying shirts online and then immediately added underwear because the model wearing them was hot because I am gay.

Best recruiters out there for senior strategy roles in London?
Looking to talk to someone about my next step

PwC Risk Assurance - what are the general salary ranges in a Tier 1 City for Manager levels (M1, M2, M3)?

Has anyone else felt like they were blindly drinking the “kool aid” about their PG/firm’s culture? As a 5th year associate who has only ever worked in one firm and has no point of reference for different “cultures”, I sometimes wonder if I’ve been brainwashed.

Hello all. I have a small biz offering VA and web design services. If you need these services feel free to message me.

Quick poll for single guys : how often do you have random hookups?

Hi all,

I'm looking for a referral at Paypal for a Risk Management role, link to job and requisition ID available, I have the necessary experience and my current designation matches with the role. In dire need of a move, if anyone could help me out it would be a big favour.

Kindly DM for the details. TIA.

Hello folks, ai have a corporate housing LLC that I've set up really carefully, and I know that with seed money I could scale it, but I don't know how I'm supposed to get myself in the door to VC access. Any advice?

Today’s hot stock - valiantorg! Trading at +13% !
Wish i kept this stock longer

Hi Fishes!

This question is mainly for the people in that 20s and 30s. Just want to know if there is a trend and if our spending habits are taking a turn for the worse.

Most of us saw increase in our pay checks earlier this year, mainly due to resignation wave. Given how easy it is to spend money these days, have you guys noticed any changes in your spending habits? Have you started overspending or you are still mindful about day to day purchases?

Hi Fishes!

Can you share how you started your investment journey and how is it going now?

I'm in my mid twenties, with moderate risk taking capacity. I was mainly focusing on creating an emergency fund as of now. Now, I would like to start with diversified investment.


Thanks in advance!

Question regarding tax saving -
I had bought medical insurance for my my parents and I on 17 Feb 2022 with 38K premium. Can I add this deduction in FY22-23 tax declaration.
PS - I have to show proof of payment by Jan 2023 and the next premium won't be paid before Feb. So how do I use this insurance for tax savings?

Hey guys! Thanks for joining!

I was doing my own investment research when I came across multiple financial management websites suggesting really bad mutual funds.

Current FD RD rate is between 5.5% to 6.5% for 12 to 18 months. These websites are suggesting "better alternatives" of mutual funds with return rate of 3-4% for the same duration.

If this is the case of misinformation for these simple investment tools, we can't imagine how much misinformation is there for more complicated options