Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

What other avenues are you using to increase income?

Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!

How much money do you keep in your savings account?

So. I plan to invest $100k new money and I want to know what stocks are looking the best. Esp considering future results from the vaccine...

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

What are your best tips when letting an expecting parent know we will not be revising the parental leave policy for them (but we understand they think it’s not good enough)

I'm launching a small PE firm and need advice on structuring equity for early founding team members.

I don't want to give up equity in the firm for several reasons but I do need to incentivize my team.

Should I offer phantom stock or form a subsidiary LLC and issue stock in that but always own the parent co? Or just offer carried interest for deals they each manage?

Guys Urgent query.I joined CTS on Nov 2.When is medi Assist activated? Having a medical emergency for my father to do bye pass surgery.Should I wait for the medi Assist or proceed to do with my own money? Estimated Cost -3 Lakhs+. Operation to be done in the next 1 week

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

£85000/Annum (Fixed)

Will it be too high salary to ask for a Manager(M2)-Data Analytics position in Deloitte Consulting UK?
If no, then will it be good enough for 3 people to lead a decent life in London (Like Hounslow or Milton Keyes) including a 2 year old kid. Traveling to London on daily basis.
If yes, then kindly suggest a reasonable salary range for this role.

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Is there a home buying group for Seattle area?

Dads with older children: while raising your children, did your children prefer their moms over you? I know some will prefer dads over moms, but I assume majority of children out there will prefer their moms over dads… I have one child and it kinda hurts to see my child always preferring the mom over me. I know I shouldn’t feel this way, but I just do. How did you cope with such issue raising your children?

What is a reasonable rent increase %

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Looking for emotional support after been laid off and second baby is on the way.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

I want to know if you female employee is pregnant and there manager dnt give appraisal knowing this can any action taken on this ?

a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

Best ways to use whiskey in culinary/baking adventures? Has anyone does this? Looking for ideas for my husband. Want to surprise him

I live in a rainy area but love lightweight shoes. Any advice for waterproof running shoes that are lightweight?

Any MBB / OW / SKP 🐠 here and willing to share post-MBA Consultant salary range? TIA!

I’m planning to buy the study materials for the SHRM-CP certificate through Amazon. What are the best ones to obtain?

Pretty sure the saga of the slave driven company has come to an end I’m the only HR person at this company. Friday I had full admin rights, and went to check email Saturday; account locked. Payroll/HRIS locked out. PEO service says no pending termination is on my file. Went to the office today to get my things just in case. Located in CA. Was about to report numerous violations too. All because I couldn’t solve 8 months of payroll issues in a day. 🫠 Good riddance, I’m getting a lawyer.

Had an offer for 30% more , a promotion to manager, extra week of vacation to switch firms. I love where I am at with my clients and there is a lot of potential there. Should I stay the course?

Hi Fishes

Need an help
Does accenture reject Candidate after collecting all supporting documents ??

I am considering a different career: On the Director or executive level, who earns more: Cybersecurity executive or the head of marketing/ head of commerce?
Trying to understand the glass ceiling here

How important are Sundays in your coaching world?

This is second time I got offer from CGI but now I have again a better opportunity. So if this time I reject will there be any problem for me in future?

Thoughts on 3-page resume?
I come from a very varied background and can't fit it all on 1 page

Your favorite resources for learning just enough UX?

My baseline is a data scientist background: stats, data visualization, storytelling with decks

I think I'm really bad at communication, storytelling, active listening etc. I'm good at 1-1 relationships, but really bad in 1-many scenarios. I just sound stupid often. Feel like I'm surrounded by people who communicate so much better. Has anyone improved their comms skills as they progressed in their careers? Any tips or courses that helped you on the way?

So glad I found this bowl

Carmelo Anthony would be a great consultant. Never wants to come off the bench and always wants to start and be a contributor

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Hello Fishes,

Yesterday i received salary breakup letter, I accepted it. When can i expect my offer letter from TCS. Any Idea?

How does a panel interview feel like? Is there anything that I should be prepare for it? Any tips?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What is the most difficult part of buying a home for the first time?

I'd like to buy, but the market is absolutely atrocious currently

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Any recommendations for buying agents in Massachusetts?

Is buying fancy condos with high HOA(>$1k) worth it?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.