How are amex charge cards with no limits reflected in your credit report? I.e how does it increase your line of credit / utilization?

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Corporate cards do not impact your personal credit score.

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@EY - wow that's low... I've had to throw client holiday parties on them and would have reached that

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D1&D2 are correct - your Amex does not impact your credit score. PwC (or whichever firm) owns the account. How do I know this? Called the Amex mofos directly ☎️

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My Corp card has a 20k cap

Not corp cards- amex platinum for instance

Yea, we start out at 10k caps, all it takes is a phone call or two to get authorization to exceed that

D1 is wrong. You are responsible for performance on the card. It's your credit.

@M1 Sick dood thanks for sharing.

@PWC1 While you may be responsible for fees, it does not impact your credit score(at least at Deloitte). You can pull your free annual credit report to confirm the account is not included.

If you have a personal AmEx they appear look at max balance and treat that as your pseudo limit but I think they have a formula for AmEx cards specifically.

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