How are amex charge cards with no limits reflected in your credit report? I.e how does it increase your line of credit / utilization?

like
Posting as :
works at
You are currently posting as works at

Corporate cards do not impact your personal credit score.

like

@EY - wow that's low... I've had to throw client holiday parties on them and would have reached that

like

D1&D2 are correct - your Amex does not impact your credit score. PwC (or whichever firm) owns the account. How do I know this? Called the Amex mofos directly ☎️

like

My Corp card has a 20k cap

Not corp cards- amex platinum for instance

Yea, we start out at 10k caps, all it takes is a phone call or two to get authorization to exceed that

D1 is wrong. You are responsible for performance on the card. It's your credit.

@M1 Sick dood thanks for sharing.

@PWC1 While you may be responsible for fees, it does not impact your credit score(at least at Deloitte). You can pull your free annual credit report to confirm the account is not included.

If you have a personal AmEx they appear look at max balance and treat that as your pseudo limit but I think they have a formula for AmEx cards specifically.

Related Posts

Anyone knows which website to file non-resident tax return? I worked in US for few weeks on TN visa

like

Hello Everyone

Got this on US visa thing ,
Does this mean TCS will process the visa for sure ?
Is there any chance that after getting in to lottery there can be issues in filing petition or visa stamping ?
My project will support just want to know if there is any specific point where any difficulty can arise from embassy/ tcs process side.
Tata Consultancy

Post Photo
like
like

Does anyone else in public accounting feel bogged down by the need to be constantly billable. I read posts in other bowls/Reddit about people in industry taking about having nothing to do or finishing their work in a couple days and it blows my mind. I’m always so stressed about my utilization, admin time, and going over budget.

like
like

Is anyone starting at the London office on March 15th? Has Vialto initiated your visa process? The recruiter has been unresponsive

like

Can we just deposit 3k or 5k to a credit card right away and hit the bonus ?

like

Can I apply for an h1b transfer even though I haven’t worked in the US for the past few months? I moved and worked in another country for some time. My visa is not expired yet and my employer did not cancel my visa. Is it a simple cap exempt h1b visa transfer or is it more complicated because I most recently wasn’t using my h1b actively ?

like
like

Are you seeing any change in behavior based on the increased scrutiny on utilization and EM? I feel like there’s less teaming than a few years ago. Is that acknowledged as an unintended consequence?

like

Thinking about adding my child as an additional cardholder on Amex or other credit cards to build up their credit. I don't know if they're ready to actually have the card in their possession, but idea would be to establish early credit history.
Does it work? Is the purpose really to "build their habits" as Amex website suggests, or do they actually benefit from a longer credit history & piggyback off my good credit? First-gen professional here, so appreciate advice & resources.

like

Hi,

What is the average work experience for a Lead Business Analyst at Amex? Also, what is the average base bay for the same?

Thanks in advance!

like

Any advice on how to transition from patient care into a WFH position. I really desire to do something different. I’m an outside the box thinker. I problem solving, figuring out things. My thoughts were case manager, utilization review but without any of that experience I’m unsure. Any suggestions?

like

Anyone else notice the spikes in BTC and ETH at the exact moment the federal government shutdown? Bad for my utilization (I’m federal) great for my portfolio

like

Chase sapphire preferred/reserve vs Uber visa?

like

For folks on H1B and working for PwC

- In my DS Form 160, in the employer name category - I have entered Pricewaterhouse Coopers LLC instead of Pricewatehouse Coopers LLP which is indicated on my H1B approval notice.

Can someone please let me know if I need to change this in the DS Form 160 and if it will be an issue?

If there is a change required how should I proceed, should I submit a new DS 160 or is there a way to update the existing one?

My biometrics and visa interview is scheduled PwC

like

Can a green card application be initiated without having a valid US visa?

like

Promoted to SSE with 25% hike and VP as 9% . I had received ACE award in Q3 . I have also maintained utilization report 100% still I got less VP. Can I ask manager to revisit the component

like

More Posts

I'm good at Java, programming and designing a solution but when it comes to algorithms, my mind doesn't work as it should be. In fact, I was never good at mathematical aptitude tests as well.

Can these things be overcome or should I forget working for FAANG?

like

Hi All,

Did anyone of you work at Tata Technologies? Wanted to know how the company is in terms of WLB, Pay, Type of work etc ?

Have an offer, so wanted to know more before joining.

like

As a Salesforce consultant/architect, what are my prospects of getting AWS associate solution architect cert? Or any other cert that will help me build a strong profile.
Currently 11x Salesforce certified and a cert from devOps partner.

Trying to make high level plans to be an enterprise architect (and earn more lol)

like

Hi there,

Can you help me with some names of good product based companies?

Thank you.

like

Most hilarious experiences while interacting with a prospective spouse?

like

Larsen & Toubro Looking for senior accountant position with experience of around 6 years. Tata Consultancy Tata Elxsi Tata Communications Genpact HCL Technologies Infosys Orange Business Services Ericsson Tech Mahindra PwC India Airtel Samsung Capgemini Larsen & Toubro Deloitte India
Any leads would be appreciated.

like

I’m advanced age and respond well to ivf medications but don’t have good quality eggs . Thinking of going in with a lower dosage stims and increasing upward and maybe longer stim cycle. Has anyone tried this strategy ?

like

Woke up at 8:31
Teams Meeting started at 8:30 🥲

Post Photo
likefunny

Who’s doing the new UChicago Medicine work. Saw where Sandro was involved, but didn’t see an agency mentioned. Nice stuff.

like

Is it realistic to hope for a coding position with only a CCA, or do most companies want a CCS?

like

Is 2 YOE good enough for an mba, assuming you could get into an m7?

like

I'm looking to pick up a few last minute presents for family this week. Ideally from local businesses. Anywhere y'all would recommend? I've only been here 3 months. I live in Whitebridge.

like

Currently an Account manger at Dell and looking to transition into Account Executive role at another Saas company.

like

TCS or Persistent systems?
Yoe : 10
TCS : 23 LPA , Persistent: 28 LPA Tata Consultancy Persistent Systems Limited

like

Is there any firm - Consulting or any other - which allows parents as dependents on corporate health insurance?

like

What is annual performance ratings in Coforge, and generally what is average annual hike.

like

#Need referral

Working as ETL developer having 2 year experience in Data Stage, python, Unix
Currently Serving Notice Period : LWD: 30/1/2023.
Current offer :. TCS - 6LPA
Looking for better offers and refferal.


#referral #TCS

like

Looking for a Senior property accountant opportunities hybrid or remote. Experience in Yardi. Any recommendation?

like

ATL Pride anyone?

like

Bloated up after some good Chettinad food. Praying for tums to work

likefunny

Additional Posts in Consulting

Any thoughts on getting a degree from Harvard Extension School? I’m thinking of getting a grad degree in Management Info Systems instead of getting an MBA

like

Sr III, MBA at EY Advisory. I'm close to get an offer for Sr at Deloitte S&O with 20% raise. On the other side, I like my EY people, and am afraid of D's horrible culture. Stay or leave?

like

Any recs for CIPM study books?

like

Book recommendations for using my 3 audible credits? Prefer narrators who aren’t dryer than the Sahara. Would like something business/ consulting related if exists. Also enjoy nonfiction, sci Fi and fantasy

like

What market share do firms have at the C suite levels generally speaking (ball park)? Like is it MBB 70% of the pie and then the rest of market 30% or much more competitive than that with

like

Accenture just announced the purchase of YSC. Big strategic acquisition targeting the board and c-suites.

like

Looked at the email about the healthcare options. It said 22k is the break even for choosing between LDP and HDP. I don't get where that # comes from. Sorry not a finance person. Explanation?

like

How has Covid impacted your fringe benefits? Travel perks (miles, points, per diem, meals, client events, etc.) we’re a major selling point in joining my firm. Our travel has been all but slashed, but I’m not seeing any consolidations to make up for these lost benefits.

like

Any knowledge of consulting life at Slalom (specifically BAS) and/or CFGI? Recently promoted to senior at EY and looking to see what options might be worth considering

like

Apologies if this is a silly question, but does the firm pay the state income taxes for the state(s) we worked in but did not live (I.e. traveled to for work)? I know they pay for the state filing fee

like

Deloitte folks, what is your year to date client billable hours ? Disclose your level as well please.

like

Any recommendations for home office setup? Looking for good office desk, chair, and other essentials.

Using bravo and chase points

like

Does anyone else feel like the way things are going, it’s a toss up on whether to pursue that MBA or start saving up for a cabin in the woods? Being intentionally sensational, curious if others agree

like

has anyone here enrolled in the harvard extension school? i’d like to ask some questions if you have.

like

How often are you full time on a semi traveling project, and your pml pulls you into his side projects without any billable hours 😑 so dang unethical! side stuff is in addition to your 100% project

like

LinkedIn can warp reality as much as Instagram. You think everyone around you is being promoted and making lots, but the reality is far less glamorous than you think.

likesmart

Any advice on how to switch from big 4 to tier 1 consulting firms like BCG and MCK?

like

Anyone with great GMAT improvement stories? If so, how did you do it (strategy, time etc)?

like

Any good book recommendations? Preferably non-fiction

like