How come all mortgage officers and real estate agents are still lying to people about strong housing market? I see prices declining and homes sitting for months.

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

If you’re trying to retire early (before 60), is it advisable to max out your 401k, or is it better to invest in a brokerage account instead?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Do we have option to include stock in salary structure in FIS to save income tax?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

"I lost my W-2... Ugh how can i do my taxes?" #ShitTaxClientsSay

How much have you saved from refinancing your student loan?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

How was your tax season?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

How much have you saved from refinancing your student loan?

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Who does your taxes? Need a recommend. Thanks.

For those that work at big4, does maternity leave benefit only kick in if you’ve worked for the firm for at least a year? Or does it apply immediately?

Today is my orientation @EY GDS. Any recommendations that I should need to know!? Any questions that I should keep in focus!?

My DOJ is 21st March (today) - can someone reflect questions that I should ask first hand during the orientation!?

1. WFH status
2. Balance Payment for March!?
3.Pay Cycle?
4. Leave Policies?

Anything that really should be known which could come handy. Calling experienced folls but who can help me figure out on this one, please!

Thank you so much in advance.

Is it worth it to make managing director at a Big Four firm?

Hey, a Private Banking analyst with 0.5YOE here and I'm starting to realize it's not the role for me. I'm really interested in FinTech roles, but wondering how I can pivot to Fintech roles that typically require 1+ year of experience in IB, consulting, or SWE? Would love to connect with people in this industry to learn more about their roles!

Looking to transition into an HR leadership position. 17+ years experience in running a startup managing 50-100 people (15 years) and handled all facets of hiring, firing, compensation, negotiation, training and employee relations. Responsibilities also include other non HR functions such as business dev., client relations and expansion, logistics. Currently studying for the SPHR and plan to take the GPHR as well. Thoughts on difficulty of moving into an HR leadership role?

Hi Fish,

I attended the interview in cognizant. But i didn't get any feedback of my interview. So, what should I do? Also, I dropped the Mails to recruiter. They did not reply on that.

Anyone want to do apt swap for a weekend or longer - NYC here for LA, Chicago , London

Anyone in dc? Let’s get fucked up

Hello all,

Please anybody tell me reason to reject our profile in the workday app

Have you ever actually let loose on a customer? I think about it almost on a daily basis but I’ve managed to keep my cool so far

I had salary discussion with Senior Manager in Oracle and agreed but I am yet to receive the offer letter. It's been 3-4 weeks already and I mentioned in the call to him that I put down papers based on job offer from Accenture.

Any idea how much time it takes?

Iam currently working in dell technologies, planning to move barclays global service center chennai , what about job security in barclays?? Kindly suggest

Hi i am supposed to join capgemini tomorrow. Got an email to submit documents as part of virtual onboarding. I have submitted the same and then i got another email stating "ON SUCCESSFUL COMPLETION YOU WILL RECEIVE READY RECKONER EMAIL". any recent joinees who can help me with what this is?

Anyone else disgusted with the blatant dog whistle of Oz (a child of immigrants) “not being from around here”?

Hi Fishes, Recently got offer from Salesforce as an Technical Salesforce Support Engineer. Can you please share what actually it is. I'm from java background YOE 2.

I'm confused which one have to choose one hand I'm holding LTI offer as Java developer.

Any open scientist positions in Florida ? TIA

Why do law firms still request transcripts even if you have been working for over 5 years? I am just curious because they seem to be the only industry that still does it. I get it when someone is fresh out of school, but when someone has been in the workforce for 5-10 years, how are grades relevant?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Any one knows what’s the easiest way to order a radon test for new construction?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Any Property Management recs in Seattle area? :(

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.