How do capital gains taxes actually work? For example, if I first invested in VOO ten years ago but then DCA consistently to the present, does that mean I could sell all of VOO at long term capital gains? Or does the IRS use some blended average between short and long depending on how much I invested in the last year vs. before?

Wtf is this lax traffic right now

Is the market ahead of itself? Interesting stat: 20-year S&P 500 annual return is just 6.9%, one of the worst periods in history. Both 15 and 25-year returns are ~9.5%, about equal to long term trends

Guys ..
When will final settlement take place? What will be the components of it?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Should stock options be taxed as part of your income or kept as capital gains tax?

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

I have PMP prep books, anyone want to borrow them?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

Best cashback credit cards in the UAE?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Regarding purchasing coins is it better to swap BTC/Coin or BTC-> USDT ->Coin

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

What happens to carry if you move funds? Would your new fund “buy you out” or how should you raise this?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Hello Amazonian,

Did anyone got to know their revised compensation ? And any idea how much it could be ?

Bank of America (assistant manager) or Barclays (ba4 analyst)
Which organisation is better?

Any single men want to chat? 30/f

Does anyone know anything good/bad about working at red fuse?

Is the difference between big 4 and MBB in compensation huge at top levels (SM and up)?

Anyone have a referral for a forensic accountant roll for an Audit senior at another B4 looking for a change?

Equity research associate considering to pivot into IBD. Is this a wise choice? Heard ER is an exit for some of the IB folks out there.

Anyone know of headhunters in publishing or entertainment, or good ones in our world who are savvy in such things?

I have been editing and doing other post work and am up for a promotion. My role will be evolving to include producing and editing officially. What kind of salary and title should i be asking for?

I have been an assistant manager at a retail store for a year and a half. This chain has about 60 stores. I get paid hourly. What is a fair hourly wage for an assistant manager position ima store of this caliber?

Hands on Skills in COBOL,DB2,JCL,VSAM

I have been looking for job change and when I speak to HR's with the expectations of around 25 LPA fixed( my current salary is 15 LPA)... Most of the companies are directly rejecting my profile saying budget issue...

But is it really more that i am asking for or is it because of the my skill set?

Which Big Law firms in San Francisco/Bay Area have good L&E groups? Good as in legitimate group and not some group that claims to do the work but really just writes blog posts and answers some advice and counsel questions. Amongst those, any intel on culture, WLB, etc.?

Hi,
I am looking for an iOS developer role. I saw an opening in IBM from the job portal. Need someone to refer to my profile. Any IBM working employees Share your mail id so that I can send my resume.
Thanks in advance

Having an experience of 5.5 years in IT Procurements I have joined on a role of an Associate Manager in a renowned organization. The salary offered to me is 7.7 LPA.
I am looking for an idea about how much salary does an Associate Manager gets on this post with this much experience.
Can anyone please suggest? :)

Started at firm in second week of March and am at 1,700 right now, on pace for 2,000+. M&A 7th year. Who else is this busy? Keep reading M&A down across the board, but not feeling it here…

Obviously love the job security, but am at lockstep bonus firm and pretty sure at this point bonus will be on base scale last year, so kinda bummed about that.

Does anyone have a good lead on where to find research backed customer journeys? Either generic for an industry (like restaurant) or for major players in an industry (like chili's). I am fairly new to planning, and this keeps coming up as something and that would be helpful.
Thank you!

Are hexaware offices opening this year or next year ?

Hello Fishes, I recently gave the first round interview for a role in Hexaware and got a mail called CAF initiate asking me to submit documents. Does this mean I cleared the first round?

Will the market continue with its usual bloody day?

What are things to know about buying and operating a laundromat?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

Thoughts on Jumia stock?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Is commercial building a good investment channel? Any insight would be greatly appreciated

Recommendations for a Roth IRA?

I’m 32. I have $80k saved. $40k currently invested. Then ~$50-60k in 401k. My plan was to save for a house, but prices have skyrocketed. As life returns to normal...I need to now move out from my parents’ again. Do I bite the bullet and rent in NYC, or stay and save another 12-18 months and hope to buy something? Full transparency: taxes make it very difficult to buy. It’s not the down payment, it’s the taxes.

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

How do people feel about Tesla ? Buy ?

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).