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@wipro
Tata Consultancy
Hey guys, Since I am working in Deloitte and right now, I am working from home. I want to go Nepal for 2 months and I want to work from there. Do I need to tell my manager or simply I can go there and start my work. Is there any obligation?
Note- I don't want to tell anyone. Since it may backfire sometimes
Roland Berger boston or chicago office?
Does Deloitte provide cab facility?
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I have had automatic deductions for most of my working life. I started in 1994 making purchases of $75/month when my salary was under $40k. Every year when i got a raise, i adjusted the amounts. As I made more, those purchases increased up to $3,000/month. I have not sold any of what was purchased through this mechanism. I'm near my 30th year working and have about $2.5M from these automated purchases. These purchases were to two funds - S&P500 and a mid-cap growth fund.
I'm a bit embarrassed that I can't answer that. My S&P fund returned the S&P market average but my investments have been made hundreds of times. Vanguard only shows my personal return for the past 10 years and it shows for all my holdings not just this one that I used to make regular purchases. That number is 13.9% which isn't bad over 10 years. The other fund I used only for periodic purchases is T Rowe Price Mid-Cap Growth which i started in 1993. On that one TRP shows that I have a return of 13.34% since inception
I put money in every 2 weeks on paydays. I use IVV and IXUS. In your situation I would use VOO or VTI, not both. They are very similar
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Most brokerages don’t allow you to automate DCA into ETFs, only Mutual & Index funds. M1 finance is the only one that does. I have it set up such that it automatically pulls money from my account every week and invests it according to my portfolio allocation. I have a mix of SP500 (VOO), NASDAQ 100 (QQQM), kinda sorta mid cap NASDAQ (QQQJ), small cap value (AVUV), international small cap value (AVDV).
You could probably simplify by picking a total market fund, but I like breaking them out by segment so I can adjust weighting every few months to favor certain segments. For example, now I have M1 putting the bulk of my new weekly contributions to my two small cap value ETFs.
Thank you, MD1, for sharing!