How much is your 401k still down. After this upmove thinking of saving remaining capital and park it in bonds until we are through earning seasons. Every analyst is predicting downturn despite rally

HYSA anyone recommends?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Hi all, I've just been offered a role at Accenture UK and was wondering what the paternity leave is as this is going to impact my decision. Can someone please share? Thank you!!

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Hi Fishes,
I've got offer from EPAM System and Fiserv. Which one to join in terms of management, appraisal/hikes, benefits and growth? Both are offering similar compensation.

Anyone in on IPOF call options?

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Anyone here know anything about Unify Consulting? They reached about looking for senior roles to build their National Healthcare and Life Science vertical.

Do H1-B holders get the stimulus check?

How are people feeling this year? Have you felt the impacts of a recession? Changed your spending habits at all - or still going strong?

Hi can someone give me an estimate of what a pediatric occupational therapist should be making in a city with a high cost of living. No benefits. Between 30 to 40 billable hours, documentation time unpaid etc. Independent contractor role. Practicing for over 5 years.

How to change bank account to receive salry I currently have HDFC want to change it AXIS

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

600sqft 1 bedroom in kips bay, $1800 (walk-up, no laundry in building, no doorman) for year lease

Would be moving from 6th floor walk up $1400 month to month in prime LES with two roommates(not my best friends but nice).

Would you move?

Considering:
1. costs to make the move itself
2. I like to run so options downtown seem better but not familiar with kips Bay Area
3. Commuting anywhere
4. Restaurants
5. I’m 23

How does project allocation happens for lateral joiners? Is it forced upon or do we get a choice to choose or apply for a project? Accenture

How to structure the compensation for level 8 ? Should basic be more or allowance should be more for a package of 25lpa fixed.

RIA in Hauppauge, NY (Long Island) is looking to ad a service advisor to our practice. We are interested in speaking with advisors that have and do not have their own clients currently.

So I was hesitant to join this bowl due to the fact that I am not technically single yet. I am currently going through a divorce. I thought this bowl might be a way to meet people who could help me navigate the dating world (which is terrifying to me).

Hello guys I will be joining PWC india kolkata location. Can anyone please let me what all welcome gift they send apart from laptop?
I have seen few posts where new joinee from PWC sdc getting lots of useful electronic items as welcome gifts.

Is this same for PWC india guy? 😊

Having a baby and looking for consulting exit opps. I’ve been in strategy consulting for two years and recently promoted to manager. All projects were in tech or LS. Prior to consulting I have 10 yrs of Pharma experience with a MS in Engineering (non-CS) and data science. Fluent in Python, Ruby and Java but never coded professionally. Spent several years in process engineering and then project management. Interested in tech or digital health. Any advice on companies, roles and levels?

This is my first job in a large corporate company, and I’m trying to gauge how long it normally takes to move from entry level to another internal position in the insurance industry. I have been applying internally for a year now and I am wondering if this is normal or if my company is just slow? I am a top performer, with great metrics, and I have some wonderful connections I’ve made who support me. I just can’t seem to move up. How long did it take you to move up? How many tries did it take?

🌟What's Happening Wednesday!🌟 Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

Who’s the best sound designer in NY

Lets start with an ASL??

Posted in another bowl but and looking for recommendations - 5+ YOE, Salesforce, techno-functional SA, soft-HCOL area, and might be looking for an exit op at Salesforce or industry. TIA

HCOL audit SM looking to leave big 4. What should be my comp expectation?

Hi Guys,

How are the opportunities in data analytics domain for a Msc Physics as a fresher. And can you suggest some good online platforms.

Anyone in on IPOF call options?

Moved to Canada on a work permit but recently got my PR approved. It’s been a 4 month wait to get the actual PR card and I have a family trip coming up soon. Can I still travel and get back into the country with no issues given that I still have a work visa (W1) on my passport? Not sure if my change of status nulls my current visa

At what point do you feel it is necessary to trademark a product or new tagline?

Working as a Senior Quality Lead (5.2) at PSL with 13.5 YOE , Is 17.4LPA a decent CTC or am I being underpaid as compared to others at same grade / similar Service Based companies?

How is the variable paid in pwc? Is it given straightway from joining?

Thoughts on XT?

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

I have an idea for an investment-type thing but am trying to figure out what price point would be attractive to your “everyday” affluent but not 1%er family (I’m talking the 3%ers like myself). If you fit that demographic and were offered a solid investment opportunity with a guaranteed annual yield of 8% and an appreciation of the underlying asset of at 3%, how much would you be willing to invest in it without stressing too much? 10k? 25k? To be clear, not seeking investors here.

What is the best platform for cryptocurrency?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

My company matches 3%. Is that low or on par?

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Buy the dip?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Have about $15-20k to invest. Want to mix it up between short term and long term investments. Any ideas or opinions where should i put it?

Will markets jump upwards the day Putin dies?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Anyone US persons with Dual Citizenship who invest in the markets back home? I am wondering if it’s worth it to open an account next time I return, what are tax implications? I know we can get that global exposure through ETFs etc, but not sure that’s what I’m looking for. I also know US markets tend to do better, but does anyone else feel US innovation/ ideas tends to lag behind other countries? What are your thoughts? Am I being too extra on a Tuesday night?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any good ETFs to invest Roth into?