How much is your average credit card bill a month.. not including mortgage/rent. Just everyday spending

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Probably $3-4k or so assuming no big expenses like vacation or furniture. Two young professionals with no kids. We use our credit cards for utilities, groceries, doggy daycare twice a week, random household stuff, eat out probably 3 times a week, and we usually do one day date or date night a week (mini golf, dinner and movie, etc.). I also get my nails done regularly and like to go to the spa and stuff.

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1-2k. I make enough to spend many times that but no need to be wasteful just because you make a good amount

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We put all expenses on credit cards then pay off at the end of the billing cycle so no interest. We are a family of 4 and own/manage 2 rental properties. It’s 8-10k a month but that includes utilities, grocery, daycare/tuition for 2 kids plus rental property repairs/renos. I’ll add we are not glam folks, driving base model Toyotas, no pedicures, at home haircuts, and not a single designer label.

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No pedicures sounds depressing!

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Single 28M NYC. $700-900

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The post says excluding rent. My rent is $2400 / month though

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$3-5k

likesmart

$1-2k

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Plan your meals so that the grocery you get is all used, over excess of grocery is where a lot of money is wasted

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$500 a month. I’m a cheap ass tho

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Same 🤣

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8-10k a month. Variable if traveling, shopping, etc.

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This sounded stupid high at first, but I spend about $8k / month excluding mortgage. If everything were on one credit card, this would be slightly high for me, but not much.

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If you include monthly expenses ie internet phone water gas 2.5k

I really try and limit personal items to under 1k. Biggest expense is groceries my wife and I probably spend like 200-250 a week and I pay most of the time.

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Same exact thing as me. Prior to my wife, it was 1k, maybe 1.2k if I went out more.

Now, it's 4k/month

$8-$10k unless we’re traveling and then it’s more

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Y’all adopting? I only need about 1-2k max/month papa :)

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$600 - $1,000

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Yeah most middle class / middle upper class, right? I know less privileged folks don’t but most my peers / friends have housecleaners which helps with busy professional life

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$2k for two of us plus a toddler. Includes all groceries, food, and gas.

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Thanks. I weirdly thought it was high before I read this thread. We are frugal because we have to be!

likesmart

Fresh college hire living at home
~ I spend about 250 a month

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I spend approximately $250 a month but I pay it off every pay day. I am trying to acquire miles.

likesmartfunny

Family of 2 and it’s normally between 3-5k on a good month.

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Same here.

I'm not sure why this is about spending on a credit card specifically? That balance is too inconsistent due to timing of certain purchases.

I can tell you my average monthly spending without mortgage, property taxes & tithing is about $2100?

Single M

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I think OP's intention is that credit cards are a good guage on the non/less essential spending. Sure we all put groceries and insurance on our CC, but I would wager those tend to range less depending on lifestyle vs restaurants, shopping, etc.

family of 4 around 2000-2500 K.

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Family of 2, 1.5 k per month

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Curious to know how many of you pay the balance in full each month?

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Not anymore but hopefully things turn around quickly.

Honestly without major purchases something like 3-4k a month DINK with a HHI of 250k

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