How much is your MF or Equity portfolio worth now?
any CAGR or XIRR ?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Has anyone been looking for/bought a house in the last couple years?

What kind of down payment / interest rate did you find?

Anyone have any knowledge of in house for Farmers insurance? That car stipend is tempting alone.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

Implications of a PE firm selling and a company bringing on a new investment partner?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

Watch out for $SDGR - Bill Gates backed recent IPO- potential next meme stock . No options yet.

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

Can your spouse be employed in Google and getting RSUs?

Hi ppl,
I heard that for hike, promotion input about performance is taken from TL and teammates and Lumos plays only a very minute role in it. Is this true?

Confession: The only in-law that I had a great relationship with passed away unexpectedly. The two remaining in-laws were on thin ice with me prior due to years of drama, nagging, and disgusting display of wealth. I believe their demand of money and general assholish behavior drove in law to his death. I love my S.O. but I can’t deal with the drama anymore.

I want to have a family and a future that is drama-free and full of love and don’t want to surround myself with negativity.

Any ab circuit recommendations?

Hi All, I’m thinking about getting certified in change management but not sure if I should go the Prosci route or CCMP route. CCMP is a lot cheaper compared to Prosci but would it measure up just the same?

I guess it would be similar to the discussion of the SHRM-SCP vs SPHR.

Hello Guy's,

Need one information, after getting new hike letter if we resign then will we get new incremented salary on month end since will be serving notice period.

BOA Planning for permanent WFH ?? Is that true??

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Hello All,
I got selected in amazon from college , now got a link where I have to fill my preffered location so which location will be best accordings to the good projects ( Hyderabad, Banglore and Gurgaon ??) Which will be best pls reply

Any walk-in interviews in Pune? Please Help

Hi All,
Does Citi provides joining bonus for immediate joiners?
Thanks

Tips on giving two weeks notice to an extremely toxic boss as gracefully (and with as little backlash) as possible?

from God import pandemic
From China import coronavirus, mortality_rate

covid_19 = pandemic.coronavirus.set_mortality(mortality = 1.)

Just got another rejection email. I was really hoping to get a job this month. I'm slowly slipping into depression. Not to mention my post partum is hitting hard too.

Just wanted to share somewhere.

Has anyone here found success as a marketing consultant? I’m interested in one day becoming one and I’m curious what the timeline and type of experiences I should expect to go through before getting there.

I’m looking for a new job!! It has been impossible to build a good relationship with my manager, he isn’t transparent with me and never provides any constructive feedback so I have no idea how I’m performing. I recently asked for a raise since I completed all my assigned projects for this year plus a few that I took on due to resignations and was denied with no reason. I’m so checked out and looking for a new job and manager that I can learn from and will help me grow, any help is appreciated!

Don’t manage their behavior. Manage your expectations.

Hello Fishes
I have 20 days left in my notice period and I would like to know or get advised on how many days prior to joining date/led should I finalize the company from among the offers and what is a respectful time to intimate other companies that I will not be able to join their company.

Of course exceptions like last minute opportunity with a good firm or offer revision is there but in general what should be a corporate appropriate timeline.

Thanks in advance for the valuable suggestions.

Hi fishes,

One of my friend got offer from UHG (Optum) 3 months back as contractor at 8.5lpa his previous salary was 5lpa, now within 3 month he got offer to be a permanent employee in UHG (Optum) , how much hike he should demand (or is it even ok to demand ?)

Hi Fishes,

I was supposed to get my revised compensation letter in the third week of September as communicated by HR.

It might be a silly question but third week has already started or it will start from 15th of this month?

Which cycle they usually follow?

Living my best life

Hi all,

Anyone works here in ITC infotech. How is working culture and appraisals there. I am planning to join ITC. I am offered around 19 lpa+ 1L JB for 4.9 years of experience.

I left my job last month and went for higher education.
Since my annual salary won't be more than 3 lakh now, I should get the TDS back when filing taxes.

Anyone knows the procedure to create form 16 when not employed?
Should I contact my previous employer for the form?

Hi friends. I have been offered Manager designation at EY GDS in Consulting. I have 9 years of credit risk experience in BFSI companies (apart from 3 years of pre-MBA experience in IT). I have no prior experience in consulting.

Is it a good decision to join this profile? What would be the day-to-day work of a manager be like?

All your valuable inputs would be really helpful.

PS: Is the designation reasonable? I see some people with 6-7 YOE as managers and with 8-9 YOE as senior managers.

HCL vs LnT vs CTS, which one is better in terms of policies, WLB, Job security and benefits considering same package and role.

This is just general discussion!!

Guys please give your inputs.
I have been working as ServiceNow Developer my YOE is 5.5.
Current fixed is 9.80 variable is around 80k as per 2020.

FOR 2021 the Hike letters are few days away.

I want to switch but wanted to know what would be decent hike in reputed or mid size org. I would not like to take into consideration the start up as they may pay quite high when compared to a large size organization.

18-20 L fixed is my analysis.
Please suggest.

Experian or Deloitte in terms of WLB, growth, hikes?

Location : Hyd
Tech : Python, ML, RPA

Please suggest.

Hello I got a interview from group m for sr search excutive Benguluru. Is it a good company to join what about work like balance ? Pls tell tq

Hi,
I had HR discussion with TCS today. My current CTC is 20 lpa and I have an offer for 26.5 , expecting one from Genpact for 28.5. The TCS HR said they can provide 27 as CTC and I asked for 28 max. She said she'll check and get back in 2 days.
I don't want to miss the oppy with TCS. Will the HR come back or should I have accepted for 27??
YOE - 10.5
ServiceNow profile

Hi Fishes,

My current company wants to retain me but they don't wanna match the offer 😂😂😂😂😂

Hey guys.
I have recently joined a company in September and my training is still going on. Is it appropriate to ask for 1 week leave so soon for vacation purposes? Feeling nervous that they will take my request in a negative way as the KT sessions are going in a rapid pace. I don't want to be perceived as the guy who is not interested in the job. Please suggest

Anyone who got experience in Tableau with excellent communication skills ?

I can refer you in Salesforce