How much money should a person have in bank account or liquid assets to buy a house? Lets say my budget is to have a house for $500k, and I have cash of 10% down payment for it. Do you think it worths to buy and then go paycheck to paycheck by paying mortgage?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

If wife an I have a TC of $240k, no debt and maxed out 401k. What is the most we should spend on our forever home without being “house poor”? Currently considering $750k range, but want a second opinion to make sure we are not making a bad decision. We will put down 20%

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

Hey guys who are some of your M&A clients? I’m trying to figure out what stocks to buy.

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Can you have a nanny while in h1b and pay taxes ?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Has anyone here been in a situation where following up to the wedding was a lot of stress and fighting, but after you got married things became better?

Talk to me about side effects from progesterone. I’ve been on suppositories for 2 weeks in my TWW and im having the WILDEST side effects but also similar to pregnancy. I have the CRAZIEST dreams about peeing myself, helping Whitney Carson give birth in a bus. You name it I’m dreaming it. I also feel like I smell horribly. Like a new scent

Has anyone interviewed with Opendoor?

How many rounds of negotiating an offer do you think is reasonable? If you went back on base and got what you asked for, would be it be okay to go back and ask for more equity if you think there’s room (given the upside)? Or is it greedy at that point?

What’s your top 5 companies in the world you want to or have worked for? Any industry.

ZS 🐠, how often are you at the office vs client site? I’m curious because I’ve heard they don’t travel much

How long does it take to issue an offer? Just curious as I finished my last interview and am currently in that position rn

Hey Bowl,
I work for a late stage(ipo) start up, earlier this year we were acquired & since then they got rid of our yearly bonuses and gave us an ESOP grant.
2 RIFs later we are almost bare bones. Since we are coming up on our usual yearly evaluations many of us assumed (with multiple conversation from our managers) that pay raises and promotions were due.
In a recent All hands we found out that this year there will be no pay raises nor promotions based off merit. Is it time to jump ship?

Any recommendations for learning Mulesoft? I used it a bit a few years ago, but I don't remember much. How much has it changed since being bought by SF?

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

What IEP software/web service does your district use? My district has been converting from SEAS Achieve to SEAS Attain this year, but I’m curious about what else is out there.

What has been your greatest challenge this year and how have you overcome?

Curious if all forms have been using “virtual” EAs and if so, how long before the “old” EA model is obsolete?

Do T2 consulting firms (think Kearney, OW) and MBB hire experienced professionals WITHOUT MBA (I.e., is a prestigious MBA mandatory in the region?). I already have a post-MBA position

Are pro bono hours are required or is it up to my discretion? Or if you’re in NY, are you required to do 50 hr pro bono hrs?

Hi Fishies. Looking for a good real people/comedy directors who can work with lower budgets . Would love any recommendations. Thanks.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Do you thank your tenants for paying the rent? A quick thank you text?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

What's the best city in UK to buy a buy to let property, with best returns?

For those that built higher end homes, what kind of appliance budget did you have?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

🐠 buying in a very hot market. when your offer didn't get accepted, does the seller agent just ghost you? Found out house went contingent on Redfin and still didn't hear back.

Best way to start wholesaling real estate?

Any Property Management recs in Seattle area? :(

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!