I don’t have a brokerage account or invest but looking to start and need some guidance. I currently max out my 401k, add 10k a year to 2 year olds 529, and have 300k in a HYSA, saving for down payment/emergency fund. Where do you suggest I open a brokerage account/start investing in?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Has anyone taken on side gigs here? In transactional real estate and could really use the extra money. I’m in-house and drowning in bills. Where did you post and what kind of insurance did you get?

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

For EESP - which is better share withholding or payroll withholding? Thoughts?

Any recommendations for buying agents in Massachusetts?

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Guys ..
When will final settlement take place? What will be the components of it?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

What are some good modern/post-pandemic personal finance books you can recommend?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Anyone still play Pokémon Go?

Google tse ( tech support + consultant)


Walmart data engineer

Target data engineer



Walmart Target Google Amazon

Which one do you all suggest?
Salary same for all

Is it a red flag if someone says they don’t believe in self help books like Atomic Habits, Attached, etc?

Accenture- Multiple opportunities for QA tester, Business analysts, automated and manual testing, functional Test Planning.
Experience 2-12 years
Dm me.

Is any from valueLabs? I have cleared 2 technical rounds there and they have scheduled 3rd round which is going to be a coding round taken by manger. Any idea what type of problems they may ask ? I am interviewing for automation tester position with java/ python

This might be a long shot but I'm looking for a volunteer who is trying to break into a federal career. Maybe a transitioning veteran, recent grad, or career-changer.

I'm pursuing my master career coaching cert and need to do a recorded 45-minute session. You don't have to be identified if you don't want to.

The single session is all I'm asking but could certainly turn into a longer lasting coaching relationship (at no cost), if you like.

Can anyone tell me the salary range for a consulting associate at Huron? Strategy and operations. Huron.

Hi everyone ,this is a broad career related question:

I am currently working as solution advisor in advisory at Deloitte(recently joined).

I have 2.7years of experience and have a CTC of 10.5 L currently.

It's a widely known that product based companies (like MAANG pays handsomely), for software engineer roles and that is what a lot of CS grads strive for ,this is true for MAANG and also a lot of startups,unicorns and other tech companies.

(Continued in the comments)

How much salary to expect for 8.5 years of experience as mainframe developer.

When doing profitability calculation or NPV, do interviewers usually ask candidates to come up with their own estimates/assumptions for costs, both one-time and recurring?

Anyone looking to case in the next few days?

Are firms willing to clear an experienced hire? This is coming from someone that won't mind sitting in a scif all day.

Hello Fishes
Can anybody has any refferel in NTT data for Req ID: 138313.
Please DM, I wana share my CV.

How much money (revenue) does your agency earn from the account you work on?

Not going to mention the firm or the engagement but heard that a senior manipulated a PBC to agree to their work paper and was curious if this happens more often than I thought. Am I naive to be in shock about this?!

In your opinion which is the best target fund to choose in IRA Roth?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Paid off my account debt!

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Any good wedding ring sources aside from Blue Nile?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?