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I’ve never heard of a company rescinding an offer based off of asking for more. They’ll just negotiate or tell you the offer is capped out. Tell them you were hoping to be 145-150 based off of research on the role and what you bring to the table.
I know BOA will not rescind. They’ll just say no. Most won’t.
Depends on YOE. I’m a newly promoted senior analyst making 116K. There are 4-7 year senior analyst making 140K. If you’re going into a lead/people manager role 150-160K is more than reasonable. So yes , 130K is low for a lead, but you will risk losing the offer pointing this out. Pick what’s more important to you.
I say always negotiate because the worst they can say is no. I always try to go higher than where I actually want to land. They might tell you no but then you can decide whether or not you want to take the offer they have given you. You don't have anything to lose.
You are going from an analyst role to a management role. Assuming you do not have management experience, this offer is not terrible. Of course, nobody should hold it against you for negotiating. However, keep in mind there is no love in loyalty. In finance the way to see salary jumps is to move around a bit. Whatever you start at will likely only increase 2-3% with an annual increase. If they do not budge, perhaps get some experience under your belt for a few years. The next one will probably be dramatically different.