I hate when DCA-buy day falls on a market high for VTI. What could I buy instead? I am trying to invest 5k per month

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Is 430k reasonable for a 1bed/bath in NW or Arlington? I feel like prices have gone up...

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Want to buy a house in bay area? Is this a good time? Thoughts?

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Guys - how do y’all split bills during dinner with friends?
SO and I went with a group of friends and folks wanted to split by 10. I don’t mind a one time paying more situation but this has been happening a lot.

Where should I invest money ?
Apart from shares and mutual funds.

Note: max amt - 20 lakhs
Need good return
Blocking period can be of 5-7 years..

I know this is an options bowl where most members believe the market will go down, but are there any buy and hold investments you really like?

Interested in investing in a rental property in the next couple of years but don't know where to start. Any tips or recommendations for resources would be greatly appreciated. TIA!

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Is bank interest riba?

I have been researching into this these days and there is literature that shares how lending worked in pre-Islamic Arabia. When the time to pay back a loan came, the lender would ask "would you pay or will you increase?" And that increase was usually doubling the loan. Subsequently ever year the loan wasn't paid it was doubled from the previous year.

Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Anyone on the 1:56 pm United LAX-ORD? If yes, then please send a drink over to my seat. 7B. 🙂

RE Attorneys: When sending title objection letters, how do simplify them for parties on the other side who “just don’t get it”? I try my hardest to explain the purpose of the TOL and that most of the objections will be handled by the title company, but most sellers don’t understand, ignore the TOL, and blow the seller response deadline. Most of the time the only response that is needed is “Yes, Seller agrees to satisfy all B-I requirements and to execute an owners affidavit at closing...”

Hi anyone from infosys who has joined cognizant please ping need help urgent

Is there anyone who could suggest me some certifications that I can do to grow myself technically? I am a functional business analyst with an experience of 6 years but want to groom myself into techno-functional role.
I am interested to learn cloud but not sure how it would help me as a BA.

Jerusalem or Caribbean cruise (round trip out of PR) over the holiday shut down in December? Cost is not a factor, family is paying for it

Kinda a long shot - but have any Canadians flown into LHR recently? What’s the arrival protocol? And what do I need to present to prove I’ll be self isolating for 2 weeks?

Anyone have any experience with royal enfield? Thinking about getting a continental gt 650 but I’m worried it’ll be boring because of how slow it is

Any female fish in the nyc area like dating guys 35+?

Hello fishes,
What kind of unique onboarding practices your organisations have?

Whats the appraisal cycle period at lti and is there any mid year hike happening in 2022.

Also when do we get the bonus amount? And is it in whole or bifurcation happens ?

I’m 27 & going to go to back to college for my bachelors. I have worked in the legal field for about 8 years & I’m burnt out. After a lot of research an thought I am leaning towards either architecture or interior design. I wanted to ask some advice from anyone working as an architect or interior designer. How do you feel about the field? What are the stress levels like? Do you enjoy it? Are you working at firm or are you working independently? Any info helps! Thanks 😊

Hello Fishes,

Need a referral for delloite for Power Bi having 4YOE. Any body who are ready to help please DM me.

I’m trying to get an idea of how I compare to other civil folks. Specialty: Coastal, YOE: 3, TC: $86K.

I started a design job, and I was wondering if anyone could send me the steps and procedures that we follow for concrete and steel design. I appreciate any help you can give.

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

Anyone have any good book recommendations around building passive income sources/building wealth?

CDM these days - yay / nay? Old glory? New news from anyone currently there or who was there within the past year?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

At what investment size should you typically start using fee only financial advisors?

In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

If you had 2 mortgages at the exact same interest rate (1 is a 15 year and the other is a 30 year), does it make sense to put extra payments (say 400 per month) towards one or the other? Looking at it purely from a $ perspective in the long term (not psychological where You prepay the lower balance quicker to ultimately have only one loan).

15 year loan - 125k balance (renting this property out)
30 year loan - 400k balance (looking to buy this property soon)

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Anyone know of a good cross-border US/UK financial fiduciary?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments