I have $50,000 in a CD account that’s maturing soon. I’m considering whether it would be better to use this amount to pay down the principal on my mortgage, which has a 5.5% interest rate over 15 years, instead of reinvesting it into another CD. Given the current market situation and the relatively low interest rates on CDs, would it make sense to prioritize reducing my mortgage balance? I’d appreciate your thoughts. Thank you!

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

Will have $100k by the end of this year and want to start investing in stocks. I am willing to take medium to high risk. What stocks/etfs to buy?

If you could buy a house in nyc, would you pick west village, Williamsburg, ues, uws, or Astoria?

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Would you buy a brand new car in cash?

How’s litecoin doing? Thinking to invest in it.

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Left Accenture 10 years ago... can someone remind me what the ESPP offering period(s) were and when stock was purchased? Was it 1 or 2 offering periods per year? And what were the months of each?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

What’s a good exit from FDD that does not travel, less meetings, decent comp & wlb?

Have you ever been or currently in a relationship with someone of who’s political beliefs conflict with your own?

Not dealing with this currently have dealt with it in the past. My parents started out opposites but now believe similarly. I’m wondering if it is possible in this day and age.

Hi shark how's the Paycore client in virtusa ??
How's the Work life balance?
Do they provide wfh ?? Pls put some light on it I really need help of you guys

Women who went back/forgave your cheating partner, why did you do it? Did it work out in the end?

What is BCG compensation range for generalist track class of 2017.. don’t need specific just want to know the TC range .. TIA.

What companies in India only take about 2-3 rounds of interview? Which companies have the quickest interviewing process in India?

(Especially for Data analyst / Data science roles)

Thoughts on Facebook. Would you work there if you could work on something interesting or just pass altogether?

Anyone who has experience of working in pre launch area, need some help

What is your motivation to stay in IQVIA, India given the pay here is avg/below avg compared to market standards and learning curve is also not very steep?

Found a good looking Herman Miller Aeron, used on CL. Worth the 400 bucks? Do not have a proper office chair at the moment

6’5 here, does anyone have any recommendations on a good desk that is adjustable to a standing desk? I find that a lot of standing desks have a listed max height below 6’5

How's the wlb here?

What’s an appropriate base salary for a pharma marketing DTC Director for a blockbuster biologic that’s on tv? What are typical bonuses and LTI? We only have 18% bonus and $37k LTI per year (approximately depending on stock price) for directors. Our base salaries are all over the place for directors.

I knew something was up....the firms isn't making budget projections so now there making mountains out of mole hills aiming to find ppl to let go! #whatjobsecurity

Anyone work at ProAssurance/MedMarc? Have potential to move for 25% higher salary and fully remote work, but wondering if there’s advancement opportunity and how the culture is. Thanks!

I have 2.5 years of experience in Managed Services Operations. I am currently pursuing MBA - Distance Degree. I want to switch to Management Domain. I am really looking for referrals. Please suggest

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Are the <3.5% rates gone for good?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What's the best city in UK to buy a buy to let property, with best returns?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Hi - any good books recommendations for getting started on real estate investing?